Best Way to Accept Credit Cards as Mobile Professional

For mobile professionals and small businesses (or service providers) such as repair companies, movers, self-employed tradesmen, contractors, inspectors, consultants, and even solo attorneys - accepting credit cards has always been a hassle that in most cases, simply wasn't worth their while.

That's all changed. With solutions like Accept by Phone emerging in the merchant industry, it's no longer impractical for professionals and tradesmen to accept credit payments - because with today's technology, it's just as easy (or easier) than accepting cash.

Here's how it works...

Services like Accept by Phone provide a very affordable credit card processing solution that's totally mobile, and doesn't take a hefty bite out of your business expenses, like a traditional merchant account does.

The transaction itself is processed by using any touch-tone phone to dial an 800 number, enter a quick passcode, followed by the card number and the amount. You confirm the amount, and then the payment is verified and processed in a matter of seconds.

The real beauty of this system is that not only is it intrinsicly portable - it's also cheap. WAY cheap...

Instead of making monthly lease/rental payments on processing equipment and getting locked into a fairly steep contract with a scary cancellation penalty - these services are usually very cheap, have low fees and a very lenient contract.

In some cases, like with Accept By Phone, the contract doesn't even include a cancellation policy or a minimum term whatsoever. It's just $5.00 a month, with a discount rate of 3.95% per sale. So it's more of a "pay as you go" kind of setup.

That makes it perfect for mobile professionals and services that get paid on the spot to run occasional transactions every week through a dependable, low cost account that operates entirely over a phone line.

So the next you're wondering how to increase your profits, decrease your "accounts owing", reduce the amount of time you spend chasing down payments or bounced checks, or how to serve more customers by accepting credit cards - now you know that even solo professionals and mobile, on-location small businesses can accept credit cards efficiently, and on the cheap.

I'd recommend using a service like Accept By Phone, which appears to be the foremost leader in the "accept credit cards by phone" industry.

Happy profiting,

-Chris