In the case you want to borrow a 5000 loan today, then you may have to think about it, for what you need the loan, how can you repay it and whatsoever. If you don't know this options you have, then you can't get back the money, so it's not a wise situation to get this type of agreement to you - you don't want to screw your financial situation. You don't need it urgently, because you have to think about your options first. Most of the people don't do wise decisions about their financial state and because of that they go into debt or have to file for bankruptcy, which is not a good thing to do, if you have problems. 

   Let me tell you one other thing, if you don't have a good credit score (most of the people will try to get loans with a poor credit score, sometime less than 500), you're not going to get any money from a traditional lender. Yes, in this case you cant get money from a traditional lender but this does not mean you don't have any options - there are subprime lenders, private lenders, you could get money from family or relatives, you have options but you have to think very much about them. 

   What if you don't have a bank/checking account? 

   So, if you want a no bank account 5000 loan then you have a couple of options - in the first case you should repair your credit score and open a bank account, because with no bank account you're not going to get any loan. If you are out of money and perhaps no job (but some income) getting a loan or a payday loan is not a good thing for you to do in this situation. If you already have late payments and bills to pay, then it's a bit complicated with this debt consolidation and you have to figure it out how deep has this financial crisis goten you. 

   I have to admit that in the case where you don't have a checking account, whatever you need 5000 or less, it's going to be a bit complicated for you to get the money, without a direct deposit. 

   How to borrow 5000? 

   One of the things you have to know first is if you need 5000 dollars. First, get a list of things you need to pay: bills, debt, home, auto loan or rent and then make a line to know that if you need more or less money. Here is a list with all the things you have to do in order to if I want to take a 5000 loan and I'm struggling paying my bills:

1. you need to realize if you need that loan or not (the purpose): there are some people trying to stay afloat and they get payday loans every month and there are some people having an emergency and they really want to get back on foot. In some cases, if you have a poor credit score the bank is not going to lend you any money, but you could go to fill those application to be sure you can't get any money from the bank. There is also the option of a signature loan if you have a good credit on the bank. Altough 5000 is a small amount if you want to buy something (like a car or have a down payment) then you have to think many times about it in order to be sure you do the right think - if you don't have enough money don't try to buy stuff with the money you don't have. Try to make some money online, sell something and in the end you may get the picture without any financial problems. If you are a single parent: single mother/father then your choice is not going to only affect you, but your entire family and children, so make sure you do the right thing and don't play with their life to. If you have a credit score under 580 or 600, then you're not going to have so many chances to get the loan you need. A loan with no credit check (if you can't get money from banks) you could get as a secured auto loans. This is one of them, there may be more.
2. Long term/short term? You have to think about this in order to be sure you're going to make the best decision - if you want something long term, a credit card should be a good option, oftern with 0% interest rate. So, if you already have a bad credit, is not going to help you to be getting a 5000 loan very fast and you know that. If banks are not an option, nor private personal loans, then you may get money from friend or family, because they need to help you. Either, if you can't get from them, you should also shop online on biding platforms like prosper in order to get some money, if you qualify with a credit score something like ~550.
3. student loans - in the case you're a student and you need the money (students are unemployed with no income/job) you may get some loans from banks or even grants. The case of students loans is that if you qualify you're not going to pay big interest rates from banks. The cool part about them is that you could also pay the interest rate after you finish college and you also have 6 months after that to start paying the money from them. Where to borrow the money? Start completing a FAFSA application online in order to be sure you know what you qualify and don't qualify for.
4. Unsecured personal loans - I don't have a good credit score but I need to borrow money; This is not a good idea; some like 20-30% of the people with not so good credit score are going to get a 5000 loan, and if you're going to get one, is not going to have a cheap interest rate, but it's going to be a lot bigger. So, repair your credit score so that in the future you could have some things and be easy.
5. auto loan - if you have a cosigner and the cosigner has a very good credit score it does not matter yours.