So, you have a bad credit and you want to borrow up to $5000 and you don't want to get a collateral for this - yes, this is possible, not impossible as most you may be thinking at the momment - you can do mostly anything if you really want, so prepare to do anything for this if you do have a chance. If you have a good credit score, then you're not going to loose anything if you have some of this credits - if it supposed that your financial situation is good and you could handle a loan for an emergency or something like this. In the case you already have an extremely poor credit, and you're afraid you're going to have some problems in the future, you need to have some hope on this and do not get desperated. 

   In the case you need some money, up to 5000, you either need to take a job or to make sure to to go online - maybe some banks won't give you those money, but if you are careful with this, you may be getting the money you need the next day or even today - online lending companies are going to give you the money if you give as a collateral how much you win per month (you need to have something like $1000 minimum or $1500) in order to get the money - so, yes, you could get this because sub prime lenders are going to make business becase are tens of millions of people having money problems and the financial situation is not pink either.

   Basicaly, current traditional lending companies are not going to give you the money - I know many people who did not get the money from a bank or something like because they were having bad credit scores, but you don't have to work and worry about this - in this case you also have the choice to go online and get some money, get a job, get som friends or family friends and even get some online sharks loans.

   There is sayed that sub prime lenders are dealing with a big business here and they have enough money to pay the potential risks, money that banks may not have in this times. The internet is a cyber world where there are many lending companies in competition, and in order to gain something and power in the 21 century they need to have the best offer, so they would have to take you, even if you have a bad credit, in order to show others potentila customers that they could be taken by them, so it's pretty serious about it. 

   So, if you do need urgently money and you're terrifiend and desperated, you need to check online, but you need to have a bank account and basicaly be after 18 - then you could get the money, and basicaly you could start having some sort of credit score. Take attention to pay your bills and taxes in time, if you just started and you have no credit, in order that in the future to get the money you want easier, from traditional loans. Also, if you don't have money to pay the $5000 you have borrowed, then you could use a cosigner in order to take the loan for you, no collateral needed.