Empire Life Insurance Company

Empire Life is one of the top 10 life insurance companies in Canada, with a commitment to provide its customers with all their financial security and wealth management needs. Whether you are a career starter, getting married, having children, building up your business, employed or ready to retire, Empire Life offers the most suitable insurance and financial planning throughout one's life. With independent advisers, the company makes sure you will find the best possible options to suit your needs.

Borrowing for investment purposes can be an efficient wealth-making opportunity. Choosing from their many tailored products ensures that you will find an easy and cost-effective way of borrowing.

Empire Life offers plans for retirement from the newly-employed until the age of 60. The younger you begin retirement planning, the better offers you will get.

Insurance products include a variety of term and permanent, universal life and critical illness insurance. Group life and health benefits are suitable for business owners for complete employee coverage. The most advisable business insurance is their Key Person Insurance.

Empire Life aims at minimizing taxes and maximizing retirement income. Their financial planning offers ways to reduce your taxes, reduce your debt load, and set aside money every month.

Subscribing to the Empire Life News, you will receive up-to-date information on the latest news and events happening with the company.

Regional offices can be found in the following cities: Toronto, Burlington, Waterloo, London, Quebec and Atlantic provinces, Ottawa, Calgary, Edmonton and Vancouver.

Equitable

As one of Canada's top 15 life insurers, Equitable Life Insurance Company of Canada is one of the largest independent mutual and life insurance companies in Canada. For over 80 years it has provided its customers with not only financial protection but long-term ongoing stability and effective relationships. As a progressive and competitive organization, the firm is committed to providing the best possible and most suitable products to its policyholders. Having no shareholders, the policyholders are eligible for company dividends.

Individuals are offered life and health insurance such as participating, whole life, term life, and critical illness insurance. Retirement planning, commercial mortgages and savings services are also offered to individuals, tailored to their requirements. For small and medium-sized businesses, Equitable Life offers group benefits which include accidental death and dismemberment coverage, dental care coverage, short/long-term disability, and out-of-province/country travel assistance. Group savings vehicles and retirement services are available as well.

Their most outstanding product is their Term Plans, which are available in 10 and 20-year renewable and convertible policies. The 10YRCT provides level life insurance protection with guaranteed rates renewing every 10 years, while 20YRST provides the same protection every 20 years. Equitable Life operates in provinces from British Columbia to Ontario, in the Atlantic provinces, and since 1982, in Bermuda.

Great-West

The Great-West Life Assurance Company is recognized as a leading financial services provider. It is through financial contributions and volunteer work of the staff and advisers that the company builds strong communities like their Key to Giving program, which provides financial support to health-based, non-profit organizations.

The members of the company can be assured that they receive the necessary individual products such as life, disability, critical illness, health and dental insurance, and services such as retirement and investment planning. One of their most interesting products within retirement and investment planning is the Residential Mortgage by which customers are offered tailored products by the team's mortgage planning specialists. Mortgage life insurance enables you to add life insurance to your mortgage.

If launching a small, medium or large business, Great-West offers a variety of group benefits for your company, such as health and dental care, wellness and disability, life benefits, international benefit plans, accidental death and dismemberment benefits. The International Benefit Plan offers members the opportunity to insure their employees when in the U.S. or oversees, or employees from a foreign country. In addition, Great-West Life's members enjoy the largest network of group retirement services advisers across Canada.

Citizens living in Canada and the U.S. all have the opportunity to benefit from Great West Life's services.

Industrial Alliance

Industrial Alliance Insurance and Financial Services Inc. is among the 100 largest companies in Canada, and is listed on the Toronto Stock Exchange (AIG). The company was founded in 1892, and has a long history of providing insurance products and financial services.

They offer a wide range of insurance and financial products, to both individuals and companies of all sizes. The company has more than three million customers across Canada.

For individuals, there is a whole range of products, including traditional insurance products, mortgage insurance, illness and disability insurance, and accident insurance for adults and children. One of the products, the Peek-a-Boo, is specially designed for newborn babies residing in Canada and protects against any unexpected accidents. It comes free of charge for the first year, therefore parents are not burdened with any initial cost.

Regarding companies and organizations, Industrial Alliance has many insurance solutions to cover employees or groups in any sector, including school classes and sport teams. Their product Accigroup provides group coverage during activities (excluding travelling), while Accigroup Plus offers continuous worldwide coverage for the insured members during their trip or activities.

The company's latest product is Ecoflextra which was launched in December 2007. This unique product is offered to individuals who are looking for retirement income protection combined with growth potential. It protects against market changes and allows clients to fully recover their investment.

Yours truly,

Lorne