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Chase Platinum Visa Card

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By spacebull


Chase Platinum Visa Card information

This is a nice, solid card for people with good credit or people looking for a balance transfer card.

Here's a short notice on what balance transfer is: When you get debt on a credit card, you can sometimes transfer it to a new card and the new card will give you better conditions of repaying that debt than the old card. That's balance transfer. I could write an article on it soon too.

Good sides:

  • You have no annual fee for your Chase Platinum Visa Card
  • Good as a balance transfer card (0% APR for balance transfer for up to 12 months)
  • Low rates
  • Benefits of having a platinum

Bad sides:

  • Chase Platinum Visa Card is pretty hard to get at the moment (your chances get higher the higher rating you have, of course)
  • 0% APR for balance transfer has some conditions to be met (still, if you pay on time and have good rating etc. - you have a better chance of using better your 0% APR balance transfer period)

What is offers:

  • Credit line increases
  • Online account access and online statements
  • Grace period of 20 days
  • There are some usual platinum benefits (car and travel insurances and similar)

Summary

I haven't heard any particularly bad things or reviews about Chase Platinum Visa Card and it does look decent - as a balance transfer card or otherwise. You need to have a pretty good credit to be able to obtain this card. Today, with what is called "the crisis" around, it's increasingly harder to get approved, but it's very possible, of course. Good luck with your card!

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