Ever since the law was passed, every America has a right to get a credit check for free along with a free copy of credit report. The earlier charge of $9.50 for each report and check was scrapped and things looked very pretty for people wanting to know and understand their financial situations better.

Though the government has done everything to keep up to their promise of providing credit check for free and a free copy of credit report, there are a large number of websites that offer similar service. The catch is that these sites are charging people for something that should be free.

When you log on to these private websites, the first thing to catch your eye is the word ‘free’, what most people miss out is the ‘30 day trial period’ sign. So, once you register with these websites, after a period of 30 days you will see a charge on your credit card statement for something that is free for all, some companies won’t even wait for 30 days.

The smartest move to avoid any of these subscription charges is to, register with these sites, get your credit check for free and a free copy of credit report and then cancel their service before the 30 days period is over. Well, but if everyone did the right thing and remembered to take care of these nuances, we wouldn’t be seeing a growing number of dismayed Americans.
An even better move is to not register with any of these websites.

The government provides you with an official website where everything is really for free. Not just for 30 days, but for as long as you live to avail their service. Go Free Credit uses official government approved sources where you will never have a problem of being scammed, unless the government decides to, which seems highly unlikely in the near future.

Other than the main government website you can also visit any one of the three main credit bureaus website – Equifax, Experian and TransUnion. These bureaus, according to law, have to provide you at least one credit report and credit check every year, for free. Once you connect to their site, you will have to provide your personal information for them to be able to access your credit history. If you don’t feel comfortable entering your personal details online, then you can also call these credit bureaus on their toll free numbers.

These credit reports and checks are extremely essential when you apply for loans or credit cards. So, make sure that your credit score is always on the bright side. Making your payments and clear your dues on time are some of the things that will always keep your report card spic and span.
In the end, always order a report and get a check every year. There are a number of identity thefts that occur each year, sending good credit ratings plummeting for no personal faults. Regular checks ensure that no one is messing with your hard earned credit scores.

Find how to get the most comprehensive and free credit report check online with Go Free Credit.