create your own

Don't Get Screwed On Your Workers Comp Claim - Part Four

73
rate or flag this page

By charm_baker


This Is PART FOUR IN THE SERIES

A LITTLE ABOUT YOUR RECORD KEEPING

As was mentioned in the previous section, when the basics of the workers compensation claims process was touched on, your work comp claim revolves around the details you provide and that includes to the doctor, the attorneys, the insurance company and the court. Regardless of whoever, is requesting information, and whatever they may be requesting it for, your accounts of the details should be accurate and consistent at all times. This may be the pivotal point in your on the job injury case, so keep this information mind.

KNOWLEDGE: SAVE IT - PASS IT ON - OR BOTH!

article series. Those who have an existing claim or pending claim in the making will benefit greatly from "Don't Get Screwed On Your Worker's comp Claim", not only from one individual part, but by reading the entire series. Each segment is designed to provide the needed workers compensation information for that particular topic, but it also flows right into the next portion of the information, so you can get the full gist of what is being conveyed.


[LINKS BELOW]
1. Introduction To Worker's Compensation Guide
[LINKS BELOW]
2. Deciding Whether Or Not To File A Claim
3. Knowing The Worker's Compensation Basics
4. How To Keep Your Records In Good Order
5. Things The Insurance Company Is Required To Do
6. An Important Stage Of The Claims Process
7. What To Watch For In Your Documentation
8. Types Of Benefits You'll Receive And When
9. How And When To Request A Lump Sum
10. Seeing Your Case Through To The End


Don't Get Screwed On Your Workers Compensation Case - Keep Good Records
Don't Get Screwed On Your Workers Compensation Case - Keep Good Records

WORKERS COMPENSATION RECORDS: HOW TO KEEP YOURS IN GOOD ORDER

From the first day of your workers compensation claim, until the end of the process, you will receive a small mountain of paperwork. You'll regularly get documentation from your attorney (if you have one), the employer’s insurance company, the treating physician, and maybe even others, depending on the circumstances of the case. It's best to start creating a file right away, so you can keep everything organized.

Try to keep everything in the order that you received it, with the most current information at the top of the file. Whether you decide to separate the items according to who you receive them from first, or merely keep everything together, organize it by the date you receive the document. Make sure you create some kind of system for yourself. (A big notebook with dividers is a good ideal) If you decide to organize the documentation based on who sent it, one efficient way you might arrange the dividers are:

EMPLOYER FILE * INSURANCE CO. * ATTORNEY/COURT FILE * MEDICAL FILE * MISC. FILES

Your file labeled: MISC. FILESwould contain items like a Record of Your Mileage to your doctor, and physical therapist. Keeping accurate notes or a log about your medical condition and a record of your pain is a smart move, and here would be one place you could keep those records. You will also be sending quite a bit of correspondence yourself, and you’ll need a folder for copies of those documents as well. Your MISC. FILES is a catchall for documents such as these, and more.

Good Record Keeping Means Having A System

While this and other suggestions may be a good way to keep up with all the activity on your case, there is no one set way to do this. It’s not nearly as important what your system of record keeping is, but rather that you at least have a system. Find something that works for you, and use that system through-out the duration of your case. If you find something not working for you, make necessary adjustments so you can stay abreast of what’s going on at all times.


You May Need An Attorney To Exercise Your Rights And Get Your Just Compensation For Injuries
You May Need An Attorney To Exercise Your Rights And Get Your Just Compensation For Injuries

Who Has The Injured Workers Best Interest In Mind?

When it comes to workers compensation laws in California (and I guess all over the nation), the laws are supposed to be made with the injured workers interest in mind. Although this is not always the case, there is always one person that should definitely have your interest in mind, and that's you!

Whether you retain an attorney or not, ALWAYS REMEMBER, this is YOUR LIFE, not the attorneys. Keep in mind, even if you’re fortunate enough to be represented by someone who seems to “have a clue”, no one cares more about you and your livelihood than YOU! Please don’t take this point lightly. The worst thing anyone can do is step into a hearing in front of a judge or court appointed representative and not know what’s going on. The laws governing worker’s compensation claims and the treatment of injured workers, are established with the employee’s best interest in mind. Most states even provide regular workshops and injured worker advocates to discuss the specifics of a case and assist the claimant in understanding the forms and process. To go to a scheduled hearing unaware and unprepared, with or without an attorney, will definitely hurt your case in the long run. You won’t score any brownie points with the court or it’s appointees either.

IMPORTANT NOTE:  One option that may also be available to workers who have been hurt on the job is to talk to your union representative.  This is one source for help that I decide to go to way too late!  It never occurred to me that they were there for me, and might possibly have saved me a lot of pain and expense, in more ways than one.  The unions have their own lawyers that specifically advise them, in behalf of the injured worker (at least that's how it's supposed to go).  I can't honestly say if they seem biased toward the employer, because I was too late to secure their help (after the settling of my claim), but I say it's worth talking to them.  After all, that's what all those union dues that come out your pay every month is for!

The filing or petitioning of any documents or motions with the court mean that everyone concerned will receive copies. Whenever I had a hearing, even though I knew I’d sent my required responses and supporting documents per the court’s instructions, I took additional copies to the hearing, just in case. There were even a few times the opposing side needed to borrow my extra copies because they conveniently didn’t have the document in question. Trust me on this one, it pays to KEEP GOOD RECORDS and ALWAYS BE PREPARED!


Learn The Symptoms

POTENTIAL REPETITIVE SYNDROME "AT RISK" JOBS

  • Carpenters
  • Cashiers
  • Colfers
  • Computer Workers
  • Construction Workers
  • Couriers
  • Drivers
  • Grocery Checkers
  • Landscapers
  • Machinist
  • Mail Sorters
  • Massage Therapists
  • Massage Therapists
  • Meat Cutter
  • Meat Cutters
  • Mechanics
  • Pet Groomers
  • Tennis Players
  • Tool Handlers
  • Typists

Individuals who work in these and other jobs that require they perform repetitive actions throughout the workday are a high risk.  If you or someone you know that does this type of work is suffering from the various symptoms mentioned in the video on this page, you may want to start seeking medical treatment.  It may be possible to handle this medical situation before it gets out of hand and leads to bigger problems of both a medical and legal kind.

Other Articles In This 10 Part "WC Claims" Series

WORKERS COMPENSATION / HEALTH CARE NEWS

  • Health Care Reform To Have Major Impact on Workers' CompensationInsurance Journal2 days ago

    Workers' compensation insurers and actuaries need to prepare for upcoming changes arising from proposed healthcare reform and the shifting medical landscape, attendees of the Casualty Actuarial ...

  • Black lung disease worries workersPeople's Daily4 hours ago

    &$ &$Pneumatic drill operators suffering from lung afflictions show their chest X-rays in a Shenzhen hospital this month.[Southern Metropolis Daily]&$ &$ More than 100 migrant workers in Shenzhen, Guangdong province, are worried they have black lung disease, but their lack of signed labor contracts means a lack of medical care. The 119 workers were among the first group of workers heading to big ...

  • Lung disease worries workersPeople's Daily21 hours ago

    More than 100 migrant workers in Shenzhen, Guangdong province, are worried they have black lung disease, but their lack of signed labor contracts means a lack of medical care. The 119 workers were among the first group of workers heading to big cities like Shenzhen in the 1990s to build thousands of skyscrapers and shopping malls, but the men were later allegedly abandoned by their employers ...

Print   —   Rate it:  up  down  flag this hub

Comments

RSS for comments on this Hub

No comments yet.

Submit a Comment

Members and Guests

Sign in or sign up and post using a hubpages account.


optional


  • No HTML is allowed in comments, but URLs will be hyperlinked
  • Comments are not for promoting your hubs or other sites

working