Employment Background Check

A Private Investigator today is not like the P.I.’s on T.V. They actually do an abundance of activities that go from the mundane, background checks for corporations, to the exciting, child abduction recovery. Hiring a P.I. is simple, most people believe it costs too much or they just don’t know where to go to get their services.

Costs are reasonable and you can find P.I.’s is all of the common places – Yellow Pages, Google, referrals etc. But why would you want to hire a P.I. and what do their services entail? Here are the Top 5 reasons people hire P.I.’s and what the services should include – so you have a checklist to review as you hire any potential P.I.’s for your needs;

1. PERFORM BACKGROUND CHECKS

Who would need to perform a background check to ensure their safety (monetary or physical safety):

HR Departments at large corporations or small businesses – an new employee could potentially be bringing some bad habitsIssues or issues with them that could potentially cost you thousands of dollars in losses, lawsuits and/or lost man-hours of work.

Parents who are looking to hire a live-in Nanny – will your child be safe with the person who is watching them? Do they have the certifications that you are requiring? A check can also determine any previous issues with past clients.

Homeowners or business owners who are looking to hire a contractor for work – this is a big one. Are they true to their word? The contractor may have a background of overlimit job budgets or not finishing on time. They may also have outstanding liens against their company based on work that was not completed or previous project issues.

A family member who is looking into care facilities for elderly family members to ensure that they will be getting the best care possible – again if someone is taking care of a loved one, especially elder care, what are their certifications and are they current as described.

Dating someone on line – this is fast becoming one of the most researched fields for P.I.’s due to horror stories you hear about meeting people online and then having the person you thought they were turn into someone else.

Business ventures with a new partner – a new business venture is a touchy subject and a persons past can definitely affect the future of any relationship, especially if you are now venturing forth as partners. Find out what you can before the ink dries.

An extensive background check from a reputable source will include:

• Bankruptcies, liens & Judgments Search
• Business License
• Cellular Phone Number Search
• Civil History
• Corporate & Limited Partnership Filing Search
• Credential Verification
• Criminal History Database
• Criminal History On-Site
• Drivers History
• Education Verification
• Employment Verification
• Federal Civil History
• Federal Criminal History
• Fictitious Business Name Search
• Fire Arms Search
• License Plate or VIN Search
• Media Searches
• National Criminal Index Database Search
• National Death Locator
• OFAC (Office of Foreign Asset Control)
• Officers/Directors Records Search
• Personal Reference Verification
• Phone - landline Number Search
• Professional License Verification
• Real Property Ownership Search
• Sex Offender Search
• Social Security Trace
• Toll Free Number Search
• UCC Filing Search
• Utility Search
• Vehicle and Vessel Search
• Voter Registration
• Watercraft Search
• Workers’ Comp. Filing Search
• Terrorist – Multinational Search

2. INVESTIGATE IDENTITY THEFT

identity fraud and Identity theft are terms used to refer to types of crime in which somebody wrongfully obtains and uses another individual's personal data in a way that involves fraud or deception, typically for economic gain. Unlike fingerprints, which are unique to an individual and cannot be given to someone else for their use, personal data—especially Social Security numbers, bank account or credit card numbers, telephone calling card numbers, and other valuable identifying data—can be used by someone to personally profit at the victim's expense.

Unauthorized persons take funds out of others' bank or financial accounts or take over their identities altogether, running up debts and committing crimes while using the victims' names. A victim's losses may include not only out-of-pocket financial losses, but additional costs associated with trying to restore his reputation in the community and correcting erroneous information about his financial or personal status.

The most common form of identity theft is when someone obtains the Social Security number (SSN) and perhaps a few other pieces of information about an individual, and uses that information to impersonate them and obtain credit in their name. The imposter might apply for credit, rent an apartment, get phone service, buy a car -- and then not pay the bills, giving the victim a bad credit rating. Victims must then spend months and typically years regaining their financial health.

3. PERFORM AN ASSET SEARCH

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A P.I. is able to track real estate records and registered personal property belonging to any subject. Real estate records include assessor, deed, refinance and foreclosure records. Personal property records include aircraft, watercraft and stock ownership records for shareholders holding at least 10% of stock in public companies including the directors and top executive officers. the nationwide Asset Search also include lawsuits, business records, jury verdicts, business credit check, business asset search, news/media search, tax Liens, bankruptcies, judgments, notices of defaultand much more.

P.I.’s can help you with your complaint to the proper law enforcement authoritiesby providing a declaration as to the search, which you can use with both law enforcement and your creditors. This process should help expedite the process of straightening out problems with creditors.

Employment Background Check

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