Credit Card- English Conversations

Improve English Speaking through everyday Conversation First time credit card, Credit card benefits

I have written a detailed book English conversations for all occasions, to learn English as Foreign Language.

This tutorial English Conversations- about Credit Card has been prepared from my well known book English conversations for all occasions, which I wrote for Indian students to improve everyday conversations..

English Conversations for All Occasions is a unique book of its kind, specially written to help Indian student. A quick look at the titles of the lessons would convince the reader that the book has been prepared by visualizing all types of situational conversations which may confront any man or woman in his daily activities. Whether one converses with his family members or moves about to mix in society, he will not feel tongue-tied for want of appropriate words or expressions. In a post office or barber’s shop, at a hotel or taxi stand, every person who has read this book, will be able to speak in English fluently and with confidence.

Good knowledge and satisfactory conversation drill is important in English speaking. This Tutorial would not only prove an asset to the reader in his daily life, but also on special occasions like interviews for jobs, etc. He would be able to face the interviewers with equanimity and confidence.

All the lessons have been designed in a programmed fashion. Word-meanings, Phrases and exercises have been added at the end of every lesson to help the students master the topics.

All the lesson should be read along, not once but many times, so that the conversation comes easy to the reader when he faces real life situations. The author would feel rewarded for his labours if the book helps men and women become social relations

This Tutoial should help all those readers who find difficulty in speaking fluent English. This will be completed in 45 lessons.

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English Conversations about First time credit card and Credit card benefits

New Customer entering the Banks of Delhi and inquiring about First time credit card and Credit card benefits.

Banker – Good morning Sir, can I help you?

Customer – Yes I would like to know credit card benefits and your credit card no annual fee..

Banker – sir, I tell you about credit card no annual fee

The Bank of Delhi also offers Easy credit card .

Customer – But I need first time credit card for personal use. I do not have any credit card history.

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I know about it, but I have some more queries regarding the various bank account credit card. can I apply for one credit card online also.

Banker – sir let me give you all the information about Easy credit card as well as city credit card

and then you can very well decide what credit card you want to go for ?

Customer – That would be great .

Banker- What is your age , sir ?

Customer – What is the minimum age for getting the first time credit card. I am 42.

Banker – It is 23 yr, for salaried or self employed person.

Customer, What are the documents required by,The Bank of Delhi for issue of  first time credit card?

Banker – If it is for public limited Company ,mnc, Govt. Organization any one of pay slip ,salary certificate, income tax returns, form 16..

But for Proprietorship , partnership ,private limited company –

it is pay slip, income tax returns, form 16

Customer- What about self employed person?

Banker-If it is for for self employed – income tax returns and other bank Account documents specific club membership required for the  first time credit card

Customer -----What are eligibility criteria for the various credit cards?

Banker -There are 5 types of Credit cards available -

1) For EMI Credit Card , a person has to have an annual income 240000 p.a.

2) For Titanium Credit Card , a person has to have annual income 480000 p.a

3) For platinum Credit Card a person has to have an annual income 480000 p.a

4) For Signature Credit Card a person has to have an annual income1200000 p.a

our bank also offers credit card balance transfer free.

Customer---- What if I have any problem in getting my Monthly credit card statement?

Banker- Please call 24 hour customer care number of your city and you would get the problem resolved solution

Customer---- What is the credit period for paying the billed amount? Is it called a  zero percent credit card

Banker -For gold, silver,& blue credit card , maximum period available is 48 days after that card credit interest rate will be charged. But bank rewards the customers who pay the credit card bills in time.

Customer – If my cheque is dishonored, will I be charged any interest by credit card issuer for it?  Do you offer credit card insurance also.

Banker ­­­­­­– Yes, If your  cheque is dishonored, A fee of Rs 250 will be charged by the bank for dishonor of your cheque. You can get credit card insurance for a small fee of Rs 999.

Customer What is the best way to pay the credit card bills?

Banker – You can pay the bills by cash, draft, cheque , or if you have the Bank of Delhi saving account you can transfer the Billed amount online or by calling customer care .

Customer How much time it take to reflect the payment in the credit card account?

Banker – it takes 3 working days to reflect by cheque or draft .If the cheque is non Bank of delhi ,it takes 5 working days.

Customer - What if my card is lost or damaged, what is the process to get a new one?

Banker – Sir, you need to call up the customer care centre to block the card, if lost or damaged and they would issue a new credit card in seven days.

Customer - Can I use my bank account credit card for the purchases on the internet?

Banker - Yes Sir, your bank account credit card can be used for all the expenses on the internet.

Customer – What do I do If my credit card application gets declined?

Banker – You do not have to worry, just call up the customer care center

Customer- Tell me if I cross my credit card limit by chance?

Banker – if you make a transaction that exceeds your credit limit, it is upto the bank credit cards transaction department, and if approved they would charge for the amount exceeded the limit

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Good knowledge and satisfactory conversation drill is important in English speaking. This Tutorial would not only prove an asset to the reader in his daily life, but also on special occasions like interviews for jobs, etc. He would be able to face the interviewers with equanimity and confidence.

All the lessons have been designed in a programmed fashion. Word-meanings, Phrases and exercises have been added at the end of every lesson to help the students master the topics.

All the lesson should be read along, not once but many times, so that the conversation comes easy to the reader when he faces real life situations. The author would feel rewarded for his labours if the book helps men and women become social relations

This Tutoial should help all those readers who find difficulty in speaking fluent English. This will be completed in 45 lessons.

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