To start, you should take a good hard look at the word, 'free'. When has 'free' ever been a bad thing? If something is said to be free, it is always worth looking into.

Checking accounts are essential for most people's way of life. You need to be able to pay for things, and sometimes cash just won't work. Even credit cards aren't always ideal. You can't use a credit card to pay a credit card bill, right?

If you want to cut down on how much paper you use, you can do that by using an online checking account. No more writing out check after check and mailing it in envelopes. You can even save money on postage. It's like online bill paying.

If you are worried about getting your money in and out of your account, don't be.  You can easily deposit the money through direct deposit.  Ask your employer if you can have your paychecks directly deposited into your checking account.

Withdrawing your money is as easy as setting up an account or getting a free ATM withdrawal at one of there networks 35,000 locations.  What could be easier?

Honestly, what I like most about this is that it's free.  You can give it a try and risk nothing.  If you hate it, don't use it!  But if you don't try it, you might be missing out on a great opportunity that you would have loved.  Give it a try and have no regrets.