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Free household budget and expenses spreadsheets

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By e13o13

Getting started with a budget

If you are like many, the challenging economy has caused us to take a look at our personal finances and consider budgeting. Good news! Budgeting doesn't have to be painful!

In fact, if done correctly budgeting can be fun and will actually provide you with more freedom financially than most can imagine. Keep reading below to find some free household budget spreadsheets.

Find the worksheet that best suits your needs and adapt it to your own financial situation. No two families will have the exact same expenses, therefore there is no one-size-fits-all approach to this.



What programs to open the spreadsheets with

Many of the household budget sheets are in Excel format (which has an .xls extention). But the good news is that you don't necessarily need Excel to open their spreadsheets.

OpenOffice.org is a free software package that offers similar programs to Microsoft Office. The programs are not exactly the same, but are very similar. And the spreadsheet program that comes with OpenOffice will import Excel files just fine.

Google Docs is another great free solution to open the free worksheets. Within Google docs you can import worksheets with the .xls extention and many of them will work flawlessly. If it is a complex spreadsheet, some of the functionality may be lost in the import. Also be warned that Google docs (since it is online software) will not process data as quickly as Excel or Open Office.

If neither of these Excel alternatives work for you, just do a little googling and you will surely find many other ways to import Excel sheets.

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Household budget template

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How to create a budget Video

Budgeting Poll

What do you use to budget?

  • A household budgeting spreadsheet
  • A pencil and paper worksheet
  • A budgeting software program online
  • An offline budget software program
  • Nothing!
See results without voting

Excel spreadsheet tips for creating a personal budget

Dave Ramsey on budgeting

Personal Budgeting in the News

  • Budgeting IntroductionTimes Education Supplement5 hours ago

    A powerpoint & starter activity to help studetns understand the basics of budgeting. One activity is 'borrowed' from Lord Sutch - get students to plan a wedding budget (see his post on tutor2u for more info).

  • Bryant announces draft for performance based budgeting billThe Meridian Star9 hours ago

    A newly drafted bill that calls for more performance based budgeting could eventually save state taxpayers about $250 million a year, according to some lawmakers.

  • Bryant pushes new budgeting methodThe Biloxi Sun Herald9 hours ago

    GULFPORT — Under a proposal touted by Lt. Gov. Phil Bryant to reform the state’s budget process, the Legislative Budget Office and the Performance Evaluation and Expenditure and Review committee would be combined and charged with making sure state programs are productive, or else their budgets would suffer.

  • Pocketsmith hailed as budgeting bliss3news19 hours ago

    Three young Dunedin entrepreneurs have designed a way to make managing your money fun, and its already a hit around the globe.

  • Tight times aheadArkansas News Bureau1 second ago

    State officials are predicting a 2 percent rise in state revenues in the next fiscal year, beginning July 1. That pretty much guarantees status quo budgeting, at best, in the legislature’s first fiscal session in January. But it would be almost a windfall compared with the recent experience of drops in revenue year to year.

  • Libraries request more fundingWestby Times1 second ago

    With less state funding budgeted for area libraries, both Westby Bekkum Memorial Library and Coon Valley Knutson Memorial Library asked for additional support from their local governments during the recent budgeting process.

  • Bryant Backs 'Performance Budgeting'WTOK-TV Meridian13 hours ago

    Mississippi Lieutenant Governor Phil Bryant came to Meridian to talk about The Commission for a New Mississippi.

  • A stinky stockyard full of sacred cowsJournal Inquirer1 second ago

    Given state government's financial collapse, state budget director Robert L. Genuario says Connecticut no longer can afford "sacred cows" in public budgeting. Of course Genuario means only to nick a little more at the margins of state spending, like state grants to municipalities.

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