Getting in sync with financial sources is no longer a tough job as HDFC bank loans are there to take care of all the financial needs of people that once used to give them nightmares.

In 1994, HDFC Bank received an 'in-principle' approval from the RBI to establish a bank in the private sector from Housing Development Finance Corporation Limited (HDFC). It was the time of liberalization of the banking sector in the country. The bank was incorporated in August, 1994 in the name of 'HDFC Bank Limited'. HDFC India started its operations as a Scheduled Commercial Bank in 1995.

At present, the private sector bank deals in a number of financial products like home loan, standard life insurance, mutual fund, securities, credit cards, etc. It has its branch offices in Calcutta, Chennai, Delhi, Bangalore, Hyderabad, Ahmedabad, Mumbai and in other major cities of the country.

But when it comes to meeting the growing financial needs, HDFC bank loans portfolio offers all sort of loan options to meet the financial requirements of the customers. The portfolio includes the likes of HDFC personal loans, home loans, new and used HDFC car loans, two wheeler loans, education loans, loan against securities, loans against property among others. It would not be wrong to say that HDFC bank has brought home loans to customers' doorstep. With three decades of professional experience and a team of experts, its loan products offer a complete package to meet all the housing finance needs and helps to realize dreams into reality.

Under HDFC personal loans, one can borrow up to Rs. 15,00,000 for any purpose depending on requirements and repayment options are flexible and the moratorium period usually ranges from 12 months to 60 months. Other features are one of the lowest interest rates with no hassle and requires no guarantor or security.

The Bank also provides attractive HDFC car loan offers wherein the loan borrower can avail up to 80% of the value of the car. One can apply for new car as well as used car loan products with a flexible repayment options, ranging from 12 to 60 months.

Home loans is another best thing about the bank which it provides at their doorstep. Under home loan category, the applicant can choose among the following options:

Home Loan - Home loans are for the people who want to buy (fresh / resale) or construct houses. Application for the loan can be made easily and bank provides finances up to 85% the price of the property

Home Improvement Loan - If one wants loan for internal and external repairs and other structural improvements like waterproofing, painting, plumbing and electric works, tiling and flooring, then home improvement loan is the option to choose.

Home Extension Loan – One can apply for the loan for the extension of an existing property which one owns.