For those of you who read me regularly you know I told you it was coming. I am not wealthy I live pay check to pay check, I am not educated to know alot about econmics or politics.

But I do watch the news and television and I read alot. The media will not tell us how bad it is because they know we will panic, so what we know (which is bad enough) is probably worse. and its not just us it is global. Which means the economy world wide has failed or is failing, so the bailout didn't rally wallstreet. And more and more money will be spent to help it. but globally how long will it take?

For all of you who are just making ends meet it is time to get back to basics. There will be no credit. And prices are already on the rise. Stock up when you can on canned food, cut your expenses and start an emergency fund(because we do not know what is ahead).

Even if I am wrong the worst effect will be you have extra groceries and a little saved to the side. I do not mean to sound like gloom and doom, but I love every one out there and do want them to be prepared for anything. Because in hard economic times people should pull together and help one another. for example if you are in hard times and lets say you have made a large pot of soup and there is an elderly lady up the street(she probably has little income) take her a bowl of soup. we as americans have become busy and somewhat selfish.

So lets all wake up, pull together there are strengh in numbers. Get rid of the luxury expenses and stick to what you need right now. And when you can help those who can not help themselves.

And love each other. You all know that as the economy worsens crime will escalate. The prime targets will be the elderly. Because they are often alone and the easiest to take from. So just look around at your neighbors and help when you can.

by pulling together and helping one another it will be so much easier to cope. In times of stress you can avoid the mental anguish by focusing on the ones around you or in turn someone helping you. The best things in life are free, relax and do what you can to cut costs and be kind to the ones around you(I bet alot of you do not even know their neighbors name).Prepare now the hard times are coming and only we can make a difference in our lives and our communities. We have to bailourseves out.