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Health Bill Short Comings and Fallacies

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By eovery


The Senate has just passed their version of the health bill. The estimated cost of the bill is estimated to be over $800,000,000 over the next ten year. That is only eight hundred billion dollars. Just shy of one trillion.

The Needs of Healthcare

The arguments for the healthcare reforms include the following:

  1. Provide healthcare for the uninsured
  2. Lower the cost of healthcare
  3. Provide better healthcare
  4. Not to eliminate private insurance options (i.e.public option)

The Shortcoming Of The Present Bills

Many current bill falls short of these goals by the following:

  1. Will have a short coming, so taxes will need to be increased.
  2. Insurance rates are predicted to increase
  3. Everyone must buy health insurance, or pay a fine over two thousand dollars. If you do not pay the fine, a larger fine, up to twenty five thousand dollars and up to two years of imprisonment.
  4. Predicted that twenty-five million people will not have health insurance coverage.
  5. Medicare benefits will be reduced
  6. No public option



What Does All Of This Mean

First of all, I presently have health insurance provided through my employment, where a pay about two hundred dollars a month for my portion, and my company pays the rest. An equivalent policy for me and my family would run about eight hundred dollars a month.

So no one has yet talked about what all of this means to me. I take it that I will lose my company covered insurance and I will need pay for this myself. Therefore, I lose six hundred dollars a month. If the is true, then the health bills actually help corporations and hurt the common person - contra the stated stand of the libs, who are counter big business and for the common person. Well, this will turn out to be a lie. I do not thing the corporations will give all of their employees a six hundred dollar a month pay increase. This wage increase would be taxable and we would lose fifteen percent or more to taxes. This does not make sense, except they are throwing the big health insurance companies under the bus.

The bill increases the deductible level from 7.5 percent to 10 percent. Therefore the sick who is paying the bills, will have a tax increase. The people who are supposed to benefit from the bill, will actually have to pay more!

Government agencies will dictate what is covered and not covered. The less expensive option may out way the best treatment.

Public option is not in the current bill. Obama promised a public option. Is he lying. Will he veto it if it does not contain a public option?

At last, the government will be in charge of health care. A question for the libs. If George Bush is so evil, would you want him in charge of health care, and given this much more power? In the future leaders that the libs do not like will be in charge of this. Do you actually want them in charge of this? If the tables were reversed I feel the libs would not George Bush in charge of the health care, and would be screaming as we screaming about not wanting Obama and gang in charge of this.

The worst thing is we do not know how this will actually effect healthcare. Will there still be ;plenty of doctors, and will health care be as readily available?

So you can see, there are a lot of points that are not adding up for me on the health care issue.

Yes we need reformation of healthcare, and things need to be improved. But there are a lot of things that are great and should not be tampered with. The present healthcare bill messes up a lot of the good aspects of our present system and do not fix the problems.

This is driving me nuts!

Comments

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MikeNV profile image

MikeNV  says:
2 months ago

Mandating Health Care is a big problem. Just because you are forced to buy coverage doesn't mean you'll have coverage. At what price is the cost of this forced coverage? And what is included in this magical forced policy? Exactly what will it cover? What will the copays be?

Mandating Coverage is a big win for insurance companies because they will set the rates so they will just have more customers.

Mandating health coverage is a very bad idea and will only hurt the poor more. Credits are not cash. And they will not cover the cost of the insurance for the poor. And they are only available after you apply for them. Where does the cash come from until then?

I'm all for providing affordable coverage but force feeding blanket coverage on the poor is not the way to go about it.

I don't expect any reform to be good because the people writing the reform are clearly not in touch with the reality of the middle class and poor. These are people who are pulling in $170,000 per year salary, with fully paid benefits. Many of whom are already millionaires... who knows how you make over a million year when your Salary and full time job only (and I use that term loosely) pays $170k?

The great thing about Jail is that if everyone who doesn't buy coverage and needs it goes to jail they are by law covered for medical while in Jail. Do the jails have the extra space for all these "bad guys"?

eovery profile image

eovery  says:
2 months ago

MikeNV, You are so correct! And well written!

Thanks for commenting

Keep on Hubbing!

breakfastpop profile image

breakfastpop  says:
2 months ago

Great hub. The administration and Congress are hell-bent on throwing out the baby with the bath water. There are still 4 more versions of the bill to be presented. What a mess!

Tom Whitworth profile image

Tom Whitworth  says:
2 months ago

There is another lie in the health care debate. Remember when Joe Wilson shouted, "You lie."? He knew the Supreme Court had already made a decision on Texas public schools. The Texas legislature had passed a law several years ago that Texas citizens taxes would not foot the bill in Texas schools for the children of illegal aliens. The Supreme Court found this unconstitutional. So if there is Federally mandated insurance illegal aliens will be able to participate based on this previous Supreme Court decision.

dusanotes profile image

dusanotes  says:
2 months ago

Great Hub, eovery. I think this leaves all of us wondering how it affects each of us. It is mandated that each citizen has insurance - in other words, those of us who do not have insurance today must buy the same. My wife and I are in great physical condition and don't have coverage. I don't expect to be able, being retired and in my mid seventies, to afford the added $800 for each of us or $1600. Where's that coming from. Maybe jail would be better for me. Free food, free health insurance, free clothing - you know the Yankee pinstripes that I like so much. It's all becoming clear to me now. If I can't now afford to see the pinstripe Yankee team win the world series, maybe I can fantasize that I'm the Yankee centerfielder, which I played long ago in college,while wearing my pinstripes. It's sounding better and better. Hey, Ed, find out whether this health care version requires congress and the president to take it also. I'll bet not. They probably have the expensive Wall Street version that pays everything without deductibles or co-pays. They're living the life, aren't they - those bandits. Don White

eovery profile image

eovery  says:
2 months ago

Thanks for hubbing by guys.

Don, and in jail you will have 24 hour dancing partner and your sex life may change.

Keep on hubbing!

James A Watkins profile image

James A Watkins  says:
2 months ago

This is a great article that well explains why this is terrible legislation. Thank you for standing up for the truth.

eovery profile image

eovery  says:
2 months ago

Thank You, James.

I did miss a big point, those who cannot afford to buy health insurance now, will be forced to buy it, or be fined, or even go to jail. This is totally wrong!

Keep on Hubbing!

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