Start Your Health Care Jobs Search Here!

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By jobsguy1


Health Care Jobs Search

Hello, welcome to my little corner of the web! Today, I'm featuring an article about the general state of the healthcare industry in the United States. This is not a top-to-bottom review of the entire industry, but it will give you an overview, and should give anyone looking for health care jobs a head start on the rest of the pack!

Health care in the United States is provided by a variety of sources, ranging from private insurance to government-funded initiatives. The US spends more on health care than any other country in the developed world; about 16% of the GDP annually is spent on health care. In 2007, that was over 7 thousand dollars per person.

Medicine is practiced in a variety of facilities throughout the United States. Obviously, there are for-profit hospitals, operated by private corporations, and there are also nonprofit hospitals, which are usually operated by the government or nonprofit or religions organizations. Hospitals provide a small amount of outpatient care in emergency rooms and specialty clinics but are run primarily to provide inpatient care.

The law uses a "fee for service" business model when it comes to healthcare similar to other service industries, meaning that the patient must pay out-of-pocket, in full, for all medical treatment rendered. If a patient has insurance, they will pay a set monthly premium that will help pay most of the cost of medical treatment, however, a deductible (a minimum part of the total cost) is usually paid up front. Alternatively, the patient may have to pay a "co-payment"- a small part of the cost of every procedure.,

Managed Care organizations include HMOs (Health Maintenance Organizations) and PPOs (Preferred Provider Organizations. A PPO general has a higher cost than an HMO, but a PPO allows the patient to choose where they receive their care, while with an HMO they are constrained to "in-network" providers. The PPO has been the dominant of the two, over the past decade, and it is common today for a physician or hospital to have contracts with a dozen or more health plans, each with different referral networks, contracts with different diagnostic facilities, and different practice guidelines.,

There are many individuals that are not covered by private insurance, but are covered by government programs such as Medicaid (which provides care to the poor), Medicare (which provides care for the elderly and disabled), or the Veterans Administration (which provides care to veterans, their families and survivors). In 2006, Medicaid provided coverage for 38 million Americans while Medicare did the same for about 40 million. Another 11 million people are eligible for coverage but are not enrolled in any kind of government program.

The number of physicians accepting Medicaid has decreased over the past decade due to high administrative costs and low levels of reimbursement. Another program, the State Children's Health Insurance Program was created in 1997 to provide coverage for children in families that earn too much to qualify for Medicaid yet can't afford to buy health insurance- however, this program is already losing funding in may states.

Thanks for taking the time to read this; I hope it was as illuminating for you to read as it was for me to write! Keep this information in mind as you go forward in your hunt for health care jobs and you will be well served in the future.

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