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Healthcare in America

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By Useful Knowledge



 

Healthcare in America is horrible. First of all, there is the part that you have to have health insurance to get medical attention from a doctor. Of course you can go the emergency room and pay $3000.00 for a headache or a bad cough that would have put you out of the pocket way less had the primary physician seen you in his office.

 

My First Visit to the Doctor for a Skin Abscess

 

Last week I had what I thought was a spider bite on my right shoulder. I let it go for 4 days thinking it would get better. Well, it just kept getting bigger, redder and more painful. I do not have health insurance right now as I once did. I called my physician that I normally see and the receptionist answered the phone. I told her my situation and asked if they could see me without insurance. Her reply was, “You must bring $100.00. “ I told her that I did not have $100.00 cash that day, but I really needed to see the doctor. I said, “Can you not just bill me?” The unfriendly receptionist snapped back with, “You need to go to the emergency room.”

 

I managed to come up with the $100.00 that could have bought groceries for my children. Then, I rushed to the doctor’s office. I sign in and the receptionist really needs the $100.00. Then I am in the “get to see the doctor” club.

 

My name is called and I go back to the privileged area. They take my vital signs and stick me in a lovely room. The physician comes in, looks at my shoulder, tells me I have a skin abscess and lances it. The whole procedure took about 5 minutes. He tells me to leave the dressing and he will repack it on Monday (three days from the day I am there now). I thank him for his wonderful services and head to the receptionist to set up another appointment. She gives me back $25.00 in change and gives me my next appointment. I ask her how much I need to bring for the next visit. She replies with, “$100.00.”

 

My Next Visit to the Money Pit

 

On Monday, I take an additional $100.00 that I really can’t afford to spend and head back to the doctor. I sit in the waiting room for an hour (where I probably will end up with the swine flu on top of my skin abscess.) Finally, my name is called to go to the privileged area again and get my vitals taken. Then I am placed in a room to wait for the healer. After staring at the wall for 30 minutes, he arrives. He looks at my wound which is severely infected now, and puts me through torture for about 5 minutes. He tells me that I have to come back every 2 days now for wound care. The nurse comes in and covers the wound and states, “most of the time these wounds are successfully healed. “Great”, I think to myself. “Most of the time, maybe I will get better.”

 

I head back to the receptionist to schedule my next appointment for 2 days and am told not only that I need to bring $100.00 to the next visit, but also that I owe $100.00 for the first visit. Somehow, they added some additional fees to the last visit over the weekend. At this point, I am beginning to think my family may starve to death.

I have to go back tomorrow for another visit. Hopefully I am on of the lucky ones that will be healed from this skin abscess. I do not plan to pay a few bills this month because they told me that it could take up to six weeks to heal. You go figure, $100.00 a pop every 2 days for who knows how long, can be rather expensive.

 

Why I Don’t Have Health Insurance

 

I know most of you are just thinking I should have health insurance. Well, that would be my goal. However, I just can’t afford it. I have looked into some plans. It will cost about $200.00 a month with a $10.000 deductible. What’s the point in having insurance if you have to pay $10.000 up front? I don’t have $10.000 just lying around the house. I know that Obama has a plan for health insurance but I do not know the details of it. I wish someone could fix this healthcare problem in America. Until then, there are many Americans that will go without medical attention, simply because they can’t afford to see a doctor.

 

Doctors Do Not Care

 

The last reason that I think healthcare in Americais horrible, is that doctors do not care about the patients. It is obvious that physicians work for the insurance and drug companies. This is why you see a drug representative there every time you are at a doctor visit. This is also the reason that a lot of doctors push off drugs that patients don’t really need. The physician gets a kickback off of those drugs.

 

Furthermore, in a lot of cases, a person can go to the same doctor repeatedly. If you took away the patients chart from the physician and you asked him the patient’s name, he would not even be able to tell you. I think if I had a business and I charged a person $100.00 every time they got to see me, I would at least take the time to know their name. I assume that med school does not teach you things like empathy, how to care (or even to pretend to care).

 

In summary, if you are not insured, you better hope that nothing major happens to you. It could cost you a fortune. Society does not care, the health care system does not care, and you are not anyone’s concern but your own.

Comments

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emohealer profile image

emohealer  says:
3 months ago

Wow, so sorry to hear about your personal experience. It is quite devastating to realize that insurance and megabucks have become a higher priority than human life. Living or not is optional, payment is not. PGrundy has a very nice hub she just put out in reference to a book with options exploring the current state of disfunction.

http://hubpages.com/_368yrpcnlpkiv/hub/The-Healing

In the meantime I hope you a speedy recovery and will send you some personal recommendations that may assist natural healing without causing your children to starve.

Useful Knowledge profile image

Useful Knowledge  says:
3 months ago

Thanks for your comment. My children do have food. However, at that rate of expense, it will be difficult to pay bills. I just think it is crazy how much it cost to see a doctor.

dohn121 profile image

dohn121  says:
3 months ago

You are definitely not alone, UK. I lost my health insurance succinctly when I lost my job. I had everything: health, dental, vision, probably mental too. All of it was included. When I lost my job, I got a letter from Cobra, stating that they would give me identical health care for a paltry $700! I thought they were joking! Thank the Lord I don't have kids. I'd really be in a jam!

Sorry to hear about your skin abscess! I hope you're better now.

prasetio30 profile image

prasetio30  says:
3 months ago

Thanks for share. We have to concern about our healthy. I think America is the biggest country in the world and still concern about healthy. great hub

maggs224 profile image

maggs224  says:
3 months ago

I see a lot of negative things on the internet written mostly by Americans though there are some Brits that write that way too, about the National Health Service in the UK. Most of it is negative and it sounds like people in America are afraid a system like the British system is going to be forced upon them. However if you had gone to your doctors in the UK with this problem you would have been seen diagnosed given a prescription and it would have cost you the price of your prescription which is about £7-20p per prescription item but many people are exempt from paying even these charges. If you needed specialist treatment you would have been sent to the hospital where tests of every kind would have been run again at no cost to you and if given medication in hospital you would not even had to pay for your prescription.

At the doctors or the hospital you would not be billed for the cleaning and dressing of your wound you would not have someone demand money up front before you are allowed to see a doctor. Before the NHS came into being in 1948 it use to cost 2/6d that is about 18cents in today’s money which doesn’t sound a lot but my Gran had ten children my mum being the eldest and that 2/6d was as hard or harder to find than your $100 three of her ten children didn’t make it out of childhood they died of things that even then could have been treated if Gran had got the money to pay for the doctor. For all of the NHS’s shortcomings of which there are many, you are not held to ransom and forced to hand over money before someone will see and treat you and many of our problems are not confined to our system only many of the same things affect your system.

Even if you have insurance you can still end up with enormous bills because of small print or pre existing conditions were found or your firm changes your cover without telling you. I think that it is appalling that money is put first before people’s health needs and this from the richest and supposedly most civilized country on earth. If I lived in America and didn’t have insurance cover or lots of money I would not have anything to fear from the kind of health care system that many countries including the UK have.

E. A. Wright profile image

E. A. Wright  says:
3 months ago

That's a lot to pay for what sounds like a simple problem. Just curious, did you ever ask how much it would have been at the emergency room?

fastfreta profile image

fastfreta  says:
3 months ago

Useful Knowledge, that was a horror story, especially the 100.00 a visit. I also can sympathize with you because, I don't have insurance anymore either. However because of my age and financial situation, I was fortunate to get temporary healthcare at no charge. As you, I sincerely hope that the President's plan passes soon too.

giantsteps profile image

giantsteps  says:
3 months ago

Thanks for sharing your story. My husband and I are both self-employed and could not afford the steep price of insuring our family. After having a medical crisis in our family, my husband who is English decided that the best financial decision for our family was to move to the UK. I have lived in the UK for nearly 2 years now and I have no problem with the National Health Service (NHS). I'm grateful for it. I had a serious health problem a few months ago and needed emergency surgery. If we had lived in America at the time, I might've ignored the pain I was feeling and could've died. If I had had surgery in America it surely would've bankrupted us.

Useful Knowledge profile image

Useful Knowledge  says:
3 months ago

E.A. Wright,

I am not sure exactly how much a trip to the ER would have cost. However, from past expierience, I do know that it is expensive.

Also, now that they have lanced the wound, it has turned into a more serious infection. Thank you all for your comments.

I think that human life should be more important than it is. I do not want sympathy, I just want an answer to the problem of healthcare. What if I have a terminal illness and no insurance, would I just have to suffer and not be allowed the medical care that I need due to not having health insurance?

ethel smith profile image

ethel smith  says:
3 months ago

I work for the NHS in the Uk and know that we have problems but would still defend it to the hilt. Ask any old person about pre NHS days in the UK and you will be startled

Amanda Severn profile image

Amanda Severn  says:
3 months ago

I'm sorry to hear about your horrible situation. I find it hard to believe that there are so many people who somehow think that Obama's healthcare bill is a bad thing. The insurance companies have a lot to answer for.

ratnaveera profile image

ratnaveera  says:
3 months ago

Yes! For the past two decades doctors in many parts of the world have done their work or service only for money. Now it is rare to get service minded one! Thanks for sharing your great feeling

raditya  says:
3 months ago

Great Post, thanks for sharing even you on the horrible situation , all the best for you

Kya profile image

Kya  says:
3 months ago

Thanks for sharing your story, Useful Knowledge. It is an insight for me, as I was not aware that the American system was that bad. What exactly is the "10.000 dollars deductible"?

All the best and quick recovery for your infection!

EnrapturedFlame profile image

EnrapturedFlame  says:
3 months ago

LWow that is a terrible, but familiar story that so many A

mericans share. I really hope you get better soon.

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