When you live in New York City, downtown represents the up and coming, or the new money, as it's called. Uptown represents the established and entrenched, the old money as its called.

Bob had always worked downtown. He loved the narrow and crowded streets of Wall Street. He loved to grab a knish or a hot dog from a vendor as he rushed down the bustling streets, reading the latest financial news while speeding down the street.

A break from the hectic work day was a fresh ocean breeze at the downtown Sea Port. Boarding a boat there for dinner with the Calypso music playing was an enjoyable afterwork experience. You could throw off your tie and have a good drink with dinner and talk about everything and anything.

Wall Streeters are perhaps the most democratic of topic talkers in all of New York City. There is noise, everyone is always talking loud, and everyone is always opinionated, but it a nice sort of way. The laughs are always rolling.

But uptown is a whole different world. You can take a quiet jog around the reservoir in Central Park and reflect tranquilly at the Boat House. A thrill-packed day for the uptowners is a romp through the European Art Galleries at the Met.

But for Bob, the all around downtown guy, life would take a strange turn. He left downtown and took a job uptown. And he would meet his uptown girl in a very unusual way.

He was fairly new to his uptown job, and he was still trying to acclimate to his new surroundings. Bob had to see one of the women he worked with about a project he was working on. He headed toward where she was, and just when he got into sight of her, she put her leg up on a chair to tie her sneaker.

Bob knew she always switched to sneakers at a certain time of day to go jogging. She was really into fitness. But as she lifted her leg on to the chair to tie her sneaker, her skirt rode up her leg, revealing the most beautiful thigh.

It was toned and solid from all the jogging. He kept coming toward her, just about hypnotised by the vision of her breathtaking beauty, and then crash. He was so busy looking at Monica that he hadn't noticed that there was an obstruction on his path to her.

He tripped over the objects that he would have normally noticed, and before he knew it, he was laying on the floor with a slight trickle of blood flowing from his chest and a small blood stain showing on his shirt. Monica ran over to help him and said, "Let me get something to stop that bleeding."

To his surprise, she pulled a first aid kit out of her office.

She said, "Don't move, you may have hurt your back."

Then she unbottoned his shirt and applied gauze to stop the bleeding.

He said, "I think I'm okay-just a few scratches."

Then Bob got up and said, "See I'm fine, but thanks."

Then she said, "Wait, let me put some disinfectant on that cut. This is going to sting."

She rubbed the disinfectant all over the cut, but rather then feeling a sting, all Bob could feel was her gentle caressing touch.

Bob knew that he should have been in pain, but he was so turned on by her, all he could think of was, wow, she's dynamite. The next day, he took Monica to lunch to repay her for her loving treatment, and they both really seemed to click.

At first Bob felt a natural and normal lust for such a beautiful and sexy woman that Monica was. But as he got to know her better, he felt an unusual comfort with her. He was more relaxed with her than any other woman he had ever known.

His feelings of lust were quickly being replaced by genuine feelings of affection. He felt something very different with her compared to other woman. He couldn't even quite understand it himself. But he knew she made him laugh, and he truely enjoyed her company.

She was different than any downtown girl that Bob had ever known. Bob liked her a lot, but had thought that she was out of his reach. He thought he just didn't have the kind of sophistication that she would expect from a guy. But after that chance meeting, Bob was now more determined than ever.

He knew he was out of his league, but she was too wonderful to pass up. And Bob wasn't a quitter. When he made up his mind about something, he went for it. In College, Bob had always been at the top of his class. Things didn't always come easy for him, but he had an incredible determination. He pined for her, and he decided that he would do his darndest to win her over.

Bob thought, well, for her he can make a few adjustments. Bob started to date her and went to a few places with her that he would never normally go-Broadway plays, Opera's, Night Clubs, all places that never entered Bob's mind. He was an avid sports fan and pre-Monica, it was hockey and basketball, but he went where she wanted because he just wanted to be with her. Now the place was secondary in his mind, and she was foremost in his mind.

Monica invited Bob out to the Hamptons for the weekend, not really his kind of neighborhood, but how could he refuse. For the downtown people, weekends were spent at the New Jersey shore, or Joisey, as they liked to pronounce it. Bob knew the Hamptons were a whole different world for him. At the Hamptons, he met her friends and family. He tried to be as uptownish as he could be, but this was the world of the movers and shakers. This was a world that he knew was much easier to be born into.

But he did his best to get along with everyone and the main thing was, he was there to be with her. They had dinner with her friends and family, and then took a walk on the beach together. The beach, the moonlight, everything was beautiful and quite romantic.

Monica took Bob to a place on the beach that she said was special to her.

She said, "Since I was a child, this had always been my own special place. Now I wanted to share it with you."

They strolled along the beach, hand in hand, and then when they got to a part of the beach that was absolutely beautiful, she said to him, this is it, this is my special place.

The sun had just set and a full moon was rising. It was beautiful how the moon was reflecting off the water. It was very romantic. She gazed into his eyes and then moved her lips close to his and then started to kiss him. He thrust his tongue deep inside her mouth and as he went deeper, he could feel her embrace keep tightening around him. Then she suddenly pulled her mouth away from his to speak.

She said. "I would like to do something that I haven't done since I was a little girl."

He said, yes. "What is it?".

She replied. "I would like to wade into the water and feel innocent again."

She touched her hand with his, and said. "Come with me."

Bob watched with surprise as she started to remove her clothes while folding them and carefuly placing them on the sand. Bob undressed and carefully placed his clothes over hers to protect her clothes from the blowing sand.

As they walked naked, hand in hand into the freezing water, she screamed. "Oh, I feel innocent and free again."

They then embraced, and even with the freezing waters swirling around them, Bob felt as if his body was on fire with the heat of passion.

He could feel her body against his. He felt so natural with her.

They then started to walk back toward the sand, but they could wait no longer. Before they were completely out of the water, they were suddenly on the ground. While the water began to splash over them Bob found himself embraced in Monica's arms.

Monica then squeezed her arms tight around Bob's waist and whispered in his ear, "I love you"

Bob whispered back "I love you too."

As their passion ebbed Bob said, "Never in my life have I felt this wonderful."

Monica replied, "Never did I think that life could be as wonderful as this."

They stood and had one last kiss and embrace before getting dressed. Bob said. "I've never felt this way with anyone before, you're truely wonderful."

Monica started to cry and said. "I've been waiting all my life for someone to say that to me. Oh, God, how I love you."

Then Monica and Bob strolled back hand in hand.

Monica then turned to Bob and smiled, and said. "You know were going to be bored out of our mind now by their idle chit chat"

Bob squezzed Monica's hand, and said, "It doesn't matter."

Then Monica said. "I'm glad you came. And did I ever tell you how much I prefer downtown guys?"

Bob laughed and asked. "Did I ever tell you how much I prefer uptown girls?"

She was uptown and he was downtown, but that weekend it didn't matter. Bob thanked her for sharing her special place with him.

And then she asked, "Do you have a special place you want to show me?".

Bob said, "Yeah, sure, but its a little bit out of your neighborhood."

Monica said, "oh where is it?"

Bob laughed and said, "It's on the Joisey Shore."