Pre-paid Legal is made up of lawyers who offer legal advice and assistance. They also offer Identity Theft Shield for a low monthly fee of around $12 to $25. This service involves having your accounts monitored and being alerted of any suspicious activities. They also monitor your credit report through Experian. This type of security is very important to anyone wanting to protect themselves from identity theft including business owners and those who travel or use the internet for purchases on a regular basis.

Under the Identity Theft Shield program, any suspicious activity will be investigated by a team of credit experts. They will take care of all the investigating and paperwork involved. In the long run, having this service can save you a great deal of time and money. Since they are able to catch the activity early on the dollar amount will be much less and there is a better chance of being able to track down and prosecute those responsible.

On average, it costs $1,500 in legal fees to pursue action against identity theft and involves as much as 175 hours of time. In more extreme cases the amount of money and time involved is even higher. Having your credit monitored is a very valuable service and they provide great customer service to answer any questions you may have about your credit report. This entire process means you won't have to worry so much about becoming a victim of identity theft. The monthly fee is very little compared to what you will spend to regain your financial security. In severe cases individuals have lost their homes and life savings due to being a victim of identity theft. Don't let it happen to you!