No matter how much we all seem to plan ahead or how well off we think we are financially, there always seems to be times when we need to get our hands on some quick cash. Whether it's paying off an overdue utility bill, fixing a damaged car or just needing some more money in the bank so that your last check doesn't bounce, a little extra can help solve some big problems sometimes. If you get into a situation like this and still have a couple of weeks until your next paycheck, there are only a few options that you can help you out.

One option is borrowing money from your friends, family, co-workers or whoever else might be nice enough to throw a few dollars your way. This usually works as long as the amount of money you're needing doesn't exceed $20 or so, but if you're needing to get your hands on some more serious cash ($100-$2,500) then you're going to need another option. One of the best options available, although not something that you would want to use multiple times, is getting a cash advance payday loan from a more traditional cash advance lender, such as Check 'n Go, or from an online lender, such as Magnum Cash Advance. There are all types of cash advance providers out there and depending on how fast you're needing to get your hands on will help you decide which one you'll need to use. This article will help you out with that decision by giving you some information on which types of lenders can get you the money you need all while getting it to you on the schedule you demand.

No matter what you read online or what you hear in a TV commercial, the only cash advance providers who can literally offer you an instant cash advance are the payday loan stores that are found in and around most cities in the United States. A few of the more popular payday loan businesses are Check 'N Go, Allied Cash Advance, Money Mart and Loan Mart. The reason that these particular lenders can get you an instant advance is because they have physical branches and locations that can speed up the approval process.

For example, if you go into a Check 'N Go and you have the proper paperwork that proves that you have a job, earn a certain amount of income and are of a certain age, then you could be given a loan up to $1,500 right there on the spot. No waiting for the next business day, no overnight processing, just money that is given directly to you right there in the store. This is a nice alternative to the online options that sometimes claim to get you 'free cash now' or a '1 hour payday loan' seeing as it is truly the fastest payday, non-secured loan that you'll ever be able to get approved for.

Also, just a side note, there is really no such thing as a MoneyGram cash advance as MoneyGram is strictly a service that helps an individual send and receive money. But, there are certain payday lenders, such as National Cash Advance, who have teamed up with MoneyGram so that once you get approved for your money you can then send it to someone who needs it via MoneyGram.

Now that you know how to go get a cash advance now, I'm going to tell you a little bit about a way to get a loan that takes just a bit longer for those who might be able to wait for an overnight cash advance or until the next business day to get the money you need. These super-convenient cash advances are found online and they are just as reliable and can make the process of getting your hands on some quick cash much, much easier.

For some reason, many people feel that online cash advances might not be a good option when seeking out payday lenders and feel that since they're applying online that they're going to get caught up in some type of scam. This is just not true and although you need to do your due diligence and make sure that who you're working with is legitimate, the majority of online lenders are just as dependable as any other payday loan service that just happens to have a branch in the town that you live in.

The great thing about dealing with an online cash advance is that once you have fulfilled the requirements that they have for approving you (which are the same as any other lender), they can have you approved in a matter of minutes and the money in your bank account by the beginning of the next business day. For most of you this is probably going to be fast enough for you to get everything taken care of and if not, you're just going to have to go find the closest payday loan store near you, which is the only way to get a true cash now payday loan.

If you are in a situation where you absolutely need to use a payday loan service you need to then decide how quickly you need your cash advance so that you can plan on using either a payday loan service store or an online lender. The chain-type loan stores are your only option for getting instant cash in your hands, but their online counterparts can provide you with the same service with more convenience, but with a small limitation of having to wait until the following business day. Hopefully now that you've read through this article your decision can be made just a little bit easier, but no matter what just make sure that you don't make a habit out of receiving payday loans. Even though they can help you out of a bind, they should be used for emergencies only!