How to Help Pay for College Bills

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By molly johnston


     Even the most "inexpensive" colleges can be a burden on anybody's budget, especially if Mom & Dad aren't able to help you out any.  Trust me, I know it can be extremely difficult to make those tuition payments, and I know what it's like to scramble around for the money that the government didn't give you.  So, here's the most help I can offer to you!

  • Apply for scholarships: Your school is bound to have scholarships.  If there's not a part of the website dedicated to them, head over to your financial aid office and speak with someone about what your school offers and which you are eligible for.  There's also plenty of websites online, like Scholarships.com or FastWeb that give you a list of scholarships relevant to your background, academic history, and area of study that you can apply for.  Be sure to apply for these scholarships early, so your name gets in before others.
  • Fill out FAFSA.  Even though these are government loans, and you will eventually have to pay them back, the interest rate is fixed, and they are definitely going to put a dent in your tuition.
  • State Grants.  These are grants given to you by your home state, but only if you are going to a school in that state.  For example, I live in Pennsylvania, but if I were going to a private school in PA, or a school in Maryland, I wouldn't receive these grants.
  • Private loans.  Again, your financial aid office should be able to help you figure these out.  Loans are practically an essential for any college student, because most don't have the money upfront to pay for tuition.  You'll have to pay them back, but they will get you through for the time being.


  • Lower your costs at your current school.  Is your meal plan overly-extravagant?  Are you living in one of the more expensive dorms?  Can you commute?  All of those things are adding money onto your college bill.  Lowering those little things at school will help out when you get your statement saying how much you owe.
  • Work Study.  Work study allows you to put money you earn at an on-campus job towards your tuition.  There's a limit to how much you can earn, but it will definitely help.
  • Get a job!  If your campus set-up allows it, there's always the option for an off-campus job as well.  It might pay higher, but you might have a bit more of a commute.  It might be best to look on-campus first.
  • Transfer. If your school's tuition is really expensive, try transferring to a less expensive school.  Less expensive does not mean you are sacrificing the quality of your education, just the notoriety of a name.  And when it comes to your wallet, a name is not worth it!!

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