It's very easy NOT to pay interest on your credit card - in fact you can go for YEARS without paying any interest on ANY credit card, simply by taking advantage of the various 0 APR deals that available out there.

These cards don't have 0 interest deals for longer than a few months (the longest I've seen to date is 16 months). So all you need to do is to transfer your balance to a new 0 APR card when the end of the interest-free period draws near. Fantastic!

To do this you can sign up to a free service, Credit Card Transfers, and this will automatically send you an email a few days before your card's interest-free period is about to run out, allowing you to transfer your balance to a new card with a couple of clicks of your mouse. There's nothing to stop you doing this for years!

You can even use this system to get interest-free credit, put that in a high interest savings account and earn money from it! Example, $10,000 invested at 5% over a year will earn you $500. Not bad for doing nothing. This is an example of one of the techniques revealed in the free ebook you can get from the site.