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How to Cancel and Replace a Lost Bank of America ATM Card

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By Paul Edmondson

Lost Bank of America Visa ATM Card

If you lose your Bank of America ATM card, it's easy to cancel, replace, and they'll even give you a temporary card while you wait for the new card to arrive.


How would you like to replace your lost Bank of America ATM Card

If I need to replace a lost card, I'd rather

  • Call Bank of America and have them cancel my old card and send a new one.
  • go to the local branch and have them cancel my old card, and give me a temporary card while I wait for a new card in the mail.
See results without voting

On my way to bank


Steps to Replace you ATM Card Quickly

  1. Head to your local Bank of America branch
  2. Go to the new accounts department.  Usually, this is quicker than waiting to see a teller.
  3. Tell them you lost your ATM card.
  4. They will ask for ID.  Be sure to bring your drivers license with you.
  5. They will cancel your old card.
  6. Next they will give you a temporary ATM card that is good for 30 days.  That should be long enough for your new card to arrive in the mail.
  7. You'll need to activate your temporary ATM card at an ATM machine in the bank.  The temporary card has the same PIN as your old card.
  8. They will send you a new card in the mail.

I just did this process and the entire process to getting out the door took about five minutes.  One of the really nice things about canceling your card in the Bank is that they give you a temporary card.  The temporary ATM card will work just like your old card, so it's a big convenience.  I used it at a store after activating it at the bank, just to make sure it would work.  It did!

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dusanotes profile image

dusanotes  says:
5 weeks ago

Thank you. Paul, for that straight forward Hub about what to do when we lose or damage a Bank of America ATM Visa card. I know it's not too hard, and the phone is our preferred way. Thanks again for your Hub. Don White

Paul Edmondson profile image

Paul Edmondson  says:
5 weeks ago

I went through this process yesterday. The funny thing is I had a late night at work and when I got home it was late, so I decided to pick up dinner. When I was in the restaurant, the waiter walked over and said is this card yours. I laughed and told her I just canceled it.

gredmondson profile image

gredmondson  says:
5 weeks ago

I lost my American Express credit card a few months ago. Within a few hours, three charges were made on it. All of those charges were removed from my bill, and a new temporary card was sent to me by 48 hours because I was not at my billing address. I was impressed by their service.

ocbill profile image

ocbill  says:
5 weeks ago

sounds a lot safer than a credit card. Capital One cancelled by credit for no reason. I called after the merchant said you have no credit I said WTF, in a nicer tone though with a smile, and finally Cap One did not understand why it happened. in summary I was the 4th mistake they made with me in a month. Yup, a balance transfer to a responsible company coming.

festersporling1 profile image

festersporling1  says:
7 days ago

I've had to go through this. Accurate.

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