How to earn Shell Cashback? Features and Benefits of the UK Shell Mastercard from Citi. A complete review

Ever since Citicards(member of Citifinancial Europe PLC) acquired the high-profile Shell brand Visa card from the Royal bank of Scotland in late 2007, the all new Shell Mastercard from Citi has been one of the successful products in the UK Credit card market, with its attractive feature of Shell Cashback. The all new Shell cashback(previously named "Shell rebate") has replaced the Plus points/Drivers club offer provided by the old Shell Visa card. Though many old customers haven't welcomed the Shell Cashback, the Shell Mastercard from UK has been one of the most sought-after credit cards offered by Citi, due to the unique "Shell Cashback" program

Who can apply for the Shell Mastercard from Citi?

All UK residents above the age of 18 can apply for the Shell Mastercard from Citi

What is the APR on the card?

The APR is 16.9%(variable)

How much "Shell Cashback" does the Shell Mastercard from Citi offers?

The Shell Mastercard from Citi offers 3% cashback on all retail purchases(excluding balance transfers, cash advance, traveller's cheques and other cheques) towards all Shell fuel purchases made within Great Britain(i.e, the British mainland excluding Northern Ireland, Channel Islands and Isle of Mann) and 1% on all other purchases

For example, if you use your Shell Mastercard to buy fuel for £20, you will earn cashback for £0.6

Citi also offers a promotional offer "Double Shell Cash back" offer of 6% on shell fuel purchases in GB and 2% on all other purchases for a limited period, say 2 months. (note: Only selected customers qualify)

When and how the "Shell Cashback" can be redeemed?

Shell Cashback can be redeemed as long as you use your card for Shell fuel purchases made within Great Britain(GB). The entire value of Cashback earned from your previous month will be applied to your credit card account as a "cash credit". For this, the qualifying transaction(value of transaction that redeems the cashback) should be equal to or greater than the cashback carried from your previous statement. If the value of the qualifying transaction is less, the remaining cashback will be carried forward to the next statement

Which transactions can unlock the Shell cashback on my card?

All Shell fuel purchases made at authorised Shell fuel garages within Great Britain(i.e, the British mainland excluding Northern Ireland, Channel Islands and Isle of Mann) will unlock the Shell cashback.

How to claim my "Shell Cashback" if I am not resident in the Great Britain?

If you are resident outside Great Britain and cannot use your Shell Mastercard for fuel purchases in the british mainland, don't worry!! The cashback that you have earned will be credited to your account automatically every 3 months as a "Quarterly credit"

What are the additional benefits?

Apart from the Shell Cashback offer, the Shell Mastercard offers a whole lot of additional benefits such as free motor legal protection, free account email alerts among others.

The card also offers a special RAC membership where you can save 30% for the life of your membership and Motor insurance - up to 70% off (based on nine years' no claims discount)

How to apply for the Shell Mastercard from Citi?

Login to www.shell.co.uk or www.citibank.co.uk