As you may or may not know, butremovingnegative items on your credit report is only half of the way to build you credit score. You will need to build up your credit to show that you are credit worthy.

If you're reading this article and want to know some methods to build credit, here are some of my proven ways that I used to build positive credit to help me boost my credit score over 180 points in less than a month!

Proven Method #1: Secured Credit Card

If your credit is not so nice and you've been turned down for a credit card, you can get a secured credit card which will help you build positive credit. A secured credit card unlike an unsecured credit card, is an account that is secured by your funds. In other words, you will need to funds the card to use it.

Because credit card companies realize that most people who have secured credit cards are in debt and have bad credit, they tend to charge higher interest rates. In the end, if you need to build credit this is a good method to build up your credit.

Proven Method #2: Co-Signers and Guarantors

A cosigner or guarantor is a friend, relative, or family member that guarantee's the loan on which will appear in your name. The guarantor is someone who promises to repay the loan if you default on the loan.

If you've ever been to buy or lease a car and your credit is not so good, they will most likely ask you if someone will co-sign on the loan. This is a great way to build your credit, but be careful and make your payments because the guarator is held responsible for any missed payments.

Proven Method #3: Apply for a Credit Card

If you don't currently have a credit card, apply for one. But before you do, please make sure that your credit score is high enough so you won't get turned down. If it's not so good, first rebuild your credit then apply for a credit card.

The best and easiest way to get a credit card is through a department store or a gas station. They are more lenient on approving you so start here first.

In order to rebuild your credit, bank and credit card companies want to see that you pay back your loans on time. So when you do get your credit card, DON'T BE LATE! This is the killer. By missing your payments your credit score will quickly drop.

I hope this article gave you some great insight into hot to build your credit. This information was proven first hand by me. I raised my credit score 180 points, from a 520 to 700 in 30 days. If you are interested in learning how to remove negative items please visit my website at http://www.HyperCreditRepair.com