If you're seeking for a loan you have to know that a bank account if not necesary required in order to get a personal loan. In reality you don't know to open a bank account if you want to get a personal loan, so in this case a bank account is not needed. The secret of no bank account needed loans is that you can get the money directly from the bank - in this case is simple, you get the money from the bank and then, monthly, you have to pay back the money to the bank. You go there every month and deposit the money directly, without having a bank account or something like this. This does not mean that people without a good credit score can get an unsecured personal loan, so check it out. This only means that if you don't have a bank account to the lending bank, you don't have to necesary loose time or money in order to borrow the money you really want. 

   Do consider that banks are willing to give you a low interest if you're going to open a bank account on them, if you want to borrow the money. If you don't have a bank account is a little complicated to get back the money you have borrowed because in this case things like a wire transfer or a check delay may get in order - if you don't have a bank account to put there the money, you may have to put the money there in a way or another, it's that simple. If you just want to increase your privacy and don't like to have another bank account from the bank you get the money, then there is no problem and you have to consider it. Also consider the fact that having a bank account to the lending company means that you're going to pay less money at the end, but it's your option.

How to get a loan with no bank account and no credit check? If you want to borrow the money now, then you may have an option - payday loans, but be careful. It's not necesary a good idea to borrow money if you are already in debt, so don't try to make your financial situation a lot worse. 

If you need a personal loan without a bank account then you have some options: 

• if you want to fix your financial needs (if you have an emergency - car accident, injury or something like that) - a payday loan without a bank account is complicated or impossible. Most of the payday lenders you will find online are not going to lend you money if you're not 18, you don't have a bank account (if you don't have it, how they're going to lend you the money?). One option you have if you really need this money if to go offline, to a local payday lender and to see if you can get the money and they repay them monthly by check or wire transfer. One other thing you have to know is that you have to consider very good this option if you want to get a payday loan - the interest rates are very high and you don't want any more problems. 
• where can you get a loan without a checking account? A few years ago in order to get a loan you need to go to your local bank or credit union and to have an account (checking or savings account) with them in order to get the money. Where can you start if you really need those money? The internet is a good idea but you need to be sure you're doing the research and don't get everything from everyone because there is a lot of spam out there - be careful about unsecured personal loans because in this case the interest are bigger. So? Can you get the money if you don't have a checking account? The answer is yes but this does not mean it's wise in your situation - there are a lot of catches in the contract so you have to be sure you read everything and you do your research before doing something else about it. 

   What do I do if I need to borrow money and I don't have a checkings or savings account? This is the big question and if you want to find more informations about this, on alerts, you should get yourself some google alerts from google news. Get yourself and read all the news like this one in order to be sure you get all the new things in this domain. Subprime lenders are a big hit in today economy because of the international crisis and the people not having money and loosing jobs - they know that the banks and credit unions are not going to lend money to the people with poor credit scores, so they're going to build a good business based on people having bad credit. Simple as that. Here are a couple of your options, if you want to get the money:

1. no fax payday loans - you don't need to have a credit check or to give your paper to them in order to cash the money. But, there is a catch you have to consider before looking more about it - you can have bad credit and get them, but you need to make sure you have a good salary (1000$ or euro's, depends on your country), have a checkings account for over 6 months (yes - basicaly you can't get a payday loan with no fax without having a checkings account) and to be at least 18 years old. If you don't believe me here are the news about the checkings account, so you don't make any dreams about it. 
2. what are same day loans? I would have to advice you that it's not wise to risk your financial situation with same day loans. Yes, in this case you need a bank account if you really want to borrow the money from them, because they're going to put the money in your bank account in the same day - no bank account, no money, it's that simple. Most online companies are going to get horrible interest rates and you're going to pay a lot of money back. Basicaly they're business is made on people who are desperated about the money and they don't look back or research before getting the money they need. Be careful on what you do if you don't want to get in more debt that you are in now. 

   If you're desperated to get money loans without a bank account, then you may need to check this huge playlist of financial tips from ehow, which is a very good start to get some fresh and true informations about this field: financial tips. The point is that there are many advices around the web, misinformations and because of that people really believe that they can make one thing and somehow because of this misinformations they loose a lot of money. So, it's better to know all the deals before you're going to research on your own. 

   One of the tips you have to know, if you want to get a quick loan, is to realize that a checking account from a bank is basicaly a way to automaticaly get and repay the money - if you don't have a checking account or a savings account then you may have to get some sort of collateral/security in order to be trusted to get the money. If you want to get more informations about this subject you may want to watch the video below: