There are so called some day loan/payday loan that you can get in 24 hours, if you get approved. If you want to pay your bills urgently, then a payday loan may not be the best decision you'll ever made. Let me tell you why is not wise to get a payday loan, it does not matter what you do with it, but it's not an wise decision. If you already have a bad credit and a bad financial situation, can you pay more money in the future? Are you sure you could pay more than 300% interest rate/per year on a payday loan. Can you do this? If you can, it's wise to do this if you want to pay your bills? What are you going to do next month? The same thing? 

   Let me tell you another thing about payday loans that you have to know before considering a payday loan in order to get the money you need for your bills. You have to be at least 18 years old, you need a valid and active checking account/bank account (sometime a savings account if you don't have a checkign account) and also some income/job in order to show as a security. If you don't have this things, you may not get a payday loan, so you may think on something else to pay your bills off, is that simple. 

   So, if every bank has denied you this does not mean you need to get a payday loan immediatly. You have other options, such as friends, family or other relatives you have in mind, but you have to tell them in your situation in order to be helped. 

   What can you do in order to pay your bills, if you are desperated? 

    I would to to the government office in order to check for some informations - you pay taxes to them, so they can find and help you with some proper advice. 

   What if you cant afford to pay your bills? 

   It's not wise to get a payday loan - the best thing you could do for your future is to save money and then try to repair your credit score and financial situation. You could also try to get some money from your local church and even from digital charities - people write their story and they may get some "grants" from people that are good enough to help other people. 

   You don't have money to pay your gas bill? 

   Think about this - if you get a payday loan to pay off your bills you're going to loose money in the end. Even with a bank payday loan in order to borrow money you're going to pay ~150% interest rate per year, but you have to know that a payday loan you have to pay back in 14-30 days, so it's not going to help you very much if you already have problems you can't solve by the end of the month. Be responsable, if you have children, or if you are a single mother - I would advice that the best thing to do in your situation is to start another job or to start making some money online in your free time, altough that free time is not big enough. Don't be lazy, try to make yourself and your family confortable, even if you don't have enough money to buy everything. 

   Also, if you already have a good job or an income, a stable income/job, you could try to get some money from prosper - people are going to help you. 

   How can you pay your rent? Do you need a payday loan for that? 

   Bills are just to big - rent, debt consolidation (if you have a poor credit - in this case it could be easy to get a payday loan because there are ones with no credit check), food, gas, electricity. If you want to keep a roof on your head and don't go back to parents, you should get some money - friends and family may be an idea, because no rich money is going to be your hope to give you money online. If you already lost your job or you have problems like this, then you have to understand that getting loans is not going to help you on long term, not at all.