Let us first clarify the terminology to avoid confusion. A levy is an actual seizure whether in property or wages. A lien is a claim used for security. Sometimes an IRS wage garnishment is called a wage levy, for your wages are taken away. Once the IRS notifies your employer of an action against you, in this case a wage garnishment, the employer has no choice but to act in taking money out of your check. The average wage garnishment is 80% in some cases, although 25% of disposable income is supposed to be the maximum. Then again the IRS can do what it pleases. Try living on a salary which has been cut that much. It is not confusing, what is happening is that the IRS is taking a big chunk of your salary to satisfy an alleged debt that you have ignored.

If you do not pay your taxes the IRS will try to get you back into the routine of paying taxes. This is done through property levies (seizures), bank account levies or wage garnishment. A property levy can be the confiscation of your boat or home. These can then be sold at public auction. If you do not work for someone and receive a paycheck, there is a greater chance that something like a home will be seized. As stated before the IRS will take a huge amount of your salary. This is their policy, to recoup as much money as they can, as rapidly as they can. In every case the IRS wage garnishment will get your attention quickly. You either pay up or seek legal advice, which is another added expense.

The IRS are experts and if you want your IRS wage garnishment lifted, sometimes in 48 hours, your best bet is to get a good attorney. Do not take on the IRS alone. This is one bit of honest advice you hear advertised more and more lately. You will get a couple of notices by the IRS to pay up, afterwards the garnishing will begin. First a writ of garnishment must be obtained against you. The IRS has a habit of charging large interest rates and penalties on what you owe, that is not paid on time, so the amount can get out of hand quickly.

With the economy not growing and unemployment growing, tax revenues will be down while expenditures through stimulus programs will be up. Stimulus programs need revenue. Therefore, be careful for the IRS wage garnishment program will grow unmercifully. The IRS wage garnishment will increase government income so the foreign debt can be paid. True, there are those such as the UBS investors who paid no taxes , which is now trying to be recovered by the government. These wealthy individuals deserve no sympathy. Others who will lose their home because of honest errors and who are now facing an IRS wage garnishment are tragic figures.

IRS wage garnishment should be avoided at all costs. Once the government has you on their list, no matter what anyone says, you are there to stay.