We have all been annoyed when someone took the credit for something we did. It might have been a misunderstanding by the coach, teacher, parent or boss that caused the problem, more than the other person who got all the praise. You are just annoyed that they bask in the glory of the moment when you think they really should turn and deflect at least some of the credit on to you. You soon learn its part of life, and to "just get over it" and move on. It usually doesn't really matter in the bigger scheme of things.

The problem becomes much more serious when your identity is not just borrowed for a moment, but is actually deliberately stolen and used for profit by someone else. Worse, there may be serious consequences for you personally. You may incur financial losses. You could have a black mark placed against your reputation, socially, in your work place, when you want to access credit in future, or even legally in the form of a criminal record.

You should consider enrolling an identity theft protection service. Usually this kind of service cost no more than $10 per month and includes:

• Proactive identity theft protection.
• Family protection.
• $1.000.000 warranty!
• Credit report evaluation.
• Removal of pre-approved credit card offers.
• Reduction of junk mail.
• Credit card monitoring.
• And more...