Any injury that occurs during your time on the clock, or an injury that occurs while running an errand for your employer would typically be covered by workmans comp, however if an injury occurs on the premises of the job location during lunch time would not be covered by workers comp. Injuries do not have to happen while on the jobs property but must have occured while on the job and related to work in order to be covered by workers compensation. Any injury that occurs during your time on the clock, or an injury that occurs while running an errand for your employer would typically be covered by workmans comp, however if an injury occurs on the premises of the job location during lunch time would not be covered by workers comp.

You may be entitle to workers compensation benefits if you become sick or injured from physical or mental injuries or illnesses that happen from repetitive stress movements. Carpal tunnel syndrome is an example of repetitive motions.

Hospital and physician care, emergency room visits, costs associated for xrays, tests and lab work, and the cost of physical rehabilitation treatment is typically the type of medical expenses that are covered. Normally when a workers compensation claim is filed, an employers insurance carrier will begin paying for your medical expenses immediately. This will include bills for surgeries that might be necessary.

To be covered an injury must generally have resulted from an accident. This includes injuries that are the result of repeat or cumulative trauma, such as carpal tunnel syndrome or conditions resulting from toxic substance exposure. Accidents are events that happen without prior knowledge and unexpectedly. An individual who willfully injures himself or purposely places himself into a position for which such an outcome is likely will generally not be covered by workmans comp.

The only exceptions to the no-fault workman’s comp system tend to be injuries that are self-inflicted, or are the result of a worker’s impairment due to drug or alcohol use on the job.

Mental conditions can be covered by workers compensation, but, typically, this is in the sense of a psychological or pyschiatric condition being tied to a physical condition. Worker’s compensation claims can be won solely on the basis of mental or psychiatric impairments, but, generally, it must be shown that the condition was the result of an abnormal work environment.

Regardless of the state in which you live, workmans comp is uniformly designed to be a no-fault system.

Employees may still be eligible for worker’s compensation benefits, even if a job injury is caused by a work accident that is determined to have been the fault of the worker.

Many compensable workmans comp injuries are the result of one specific accident on the job that involves traumatic physical injury orexposure to toxic substances, however some are not and are the result of cumulative or repetitive trauma.