Introduction to Consumer Driven Health Care
55Consumer Driven Health Care
The health care industry in the United States is in the midst of a crisis of huge proportions. Insurance companies have been increasing the cost of premiums to employers over the past several year, causing employers to pass this increase to their employees. Forcing many employees to pay huge monthly premiums, upwards of $350 plus, or drop their insurance coverage all together. In the end it results in more money for providers and insurers, but puts the health care consumer in a tight spot. Either pay the high monthly premiums and stay covered or drop it and risk the well being of their families.
That is where "Consumer Driven Health Care " comes into play. This system focuses on the needs of consumers and strengthens the relationship between the physcian and the consumers. In return you get better service at a huge discount off of the "retail" cost of health care.
Over 47 million Americans are uninsured, CBS just did a special and over twice that many, 100+ million, are with out any dental care coverage at all. This doesn't just include low income consumers, we are talking about people with an average income of over $75,000 or more a year are suffering from these increases as well. It hasn't stopped yet, it is projected to continue to rise over the next few years, premiums and the cost of health care.
When choosing a company that offers Consumer Driven Health Care one must be careful. Many new companies have emerged over the last few years trying to capitalize on this new trend. But there is one company that stands out. They are the largest in the industry, and have been in business for 16 years. As members of the US chamber of commerce and the National Association of Dental plans they have the upmost credibility, and respected companies backing them up.
The company I speak of is AmeriPlan USA. They are the leaders of this industry and have really revolutionized it since their start in 1992. They strive to deliver the best service and the best price. Their services range from dental plans to legal services and their prices start as low as $19.95 a month. They have over 500,000 providers and coverage nationwide.
Consumer driven health care is a great alternative to insurance. It isn't as costly and usually doesn't involve contracts. But the biggest advantage is it puts the care of the patient back in the physician's hands, rather then having insurance companies approve their treatment. If you would like more information about the largest company in this industry you can visit the website by clicking here.
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Consumer Driven Health Care in America
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