With a clear focus on meeting the needs of consumers today and tomorrow, John Hancock is a market leader in key insurance and investment product lines.

By leveraging ongoing product innovation, knowledge and experience, our strong brand, and a broad and powerful distribution system, we are continually seeking to better serve our customers.

As always, John Hancock also takes a disciplined, financially conservative approach to growth, maintaining a diversified product portfolio and the essential elements of sound but conservative asset management.

John Hancock is the U.S. division of Manulife Financial Corporation, a highly esteemed global enterprise based in Toronto, Ontario. Manulife is the world's fifth largest, and North America's second largest, life insurer by market capitalization (as of 12/31/06).

As a client of John Hancock Life Insurance Company and affiliated companies, your satisfaction is our top priority.

John Hancock Insurance Company offers many insurance, annuity and financial services products to meet virtually every need.

Term Life Insurance

Universal Life

Variable Life Insurance

Whole Life

Long Term Care Insurance

website: www.johnhancock.com

Fixed Annuities

Variable Annuities

College Savings

Group Pensions / 401k

Mutual Funds

Structured Settlements   

SignatureNotes

www.johnhancock.com

. College Savings Plans

. Life Settlements