Did you ever dream to get periodically some extra money without working for it?

If the answer is YES, and you want to make extra money, please keep reading.

If the answer is NO... Also, keep reading. :)

Probably, if you had searched on the Internet for the term "make extra money",

You will have found a lot of site that describe to you how to achieve that goal.

In most of that method, you have to be active, and work hard until you will be able to benefit from the stream of extra money. As you know, the money does not grow on the trees, and it is quite a difficult to reach that aim.

If you are a person that works 9 to 5, and you have no time or will to spend on that attempts, and you are not expectant for an instant solution,

I will show you how to have some extra money from a passive income with a little bit efforts.

As you know, the time will never stop. Moreover, if you will make a negligible change on your way of life today, you will enjoy in the future from a stream of a passive income to the rest of your life!

First, make a list of all your monthly expends. Sort the list from high to low. You can do it easily with excel spreadsheet.

If you are not doing this by regularly, you will be surprised when you will see it,

Then, suddenly, you will be realized where the money disappeared.

Now, choose the top listed two or three expense topics and try to reduce them.

Succeed? Good.

Now we can move on.

Assume that you reduce your expense by 8.3%. OK?

Why 8.3%? It is quite simple. You have to save one-month income every year.

Hence, 1/12=8.3%.

Assumed, for the example that you earn 5000 USD, therefore, you have to save each month 5000/12=417 USD.

After a year, you will save 5000 USD.

Assuming for 3% expected inflation rate, and the interest of your saving bank account is 4%, after nearly 15 years, you will have approximately 120,000 USD.

You can deposit that saving money in a saving account that will pay you interest periodically.

Because you have a big amount of money, the bank will be glad to give you the highest interest that he can.

Therefore, if you will get interest of 4% every year, you will get 120000x4%=4800 USD passive income, every year, for your rest of your life!

Do you want to retire earlier? Increase your saving payment, or save a few additional years.

Yes, I know that all numbers are with a lot of assuming, and you have to pay also tax. However, think about the entire idea. Do you want to make extra money? Is it suitable for you?

Remember, time will never stop!

Here some links for your convenience with saving calculators.

I assume that you can input there some more accurate numbers.

Savings Goal Calculator

Meet Your Financial Goals Calculator