You have often heard about the phrase, "keeping up with the Joneses". Why do we try to copy others and where does it lead us to?

Copying other people who seem more prosperous like us creates a public show that tries to demonstrate that we too are successful. It promotes a false idea that we belong to the "in" club.

Many families have gone to great lengths to put on the best show on the block. And consequently, they have buried themselves in mountains of debt and endure unnecessary stress.

What they forget to do is ask themselves one question. Would i rather act like a millionaire in public and feel like a pauper in private or should i live within my means today so that one day i can afford to live like a millionaire?

Whenever an occasion comes along and you are about to spend $200 on an item of clothing, ask yourself this question. Wouldn't it be better if i spent $50 and invest $150 in my Individual Retirement Account?

The major reason why most people fail financially is because they trade what really matters in the long term for what they need now.

LEARN TO DISCIPLINE YOUR DESIRES.