Bankruptcy is a big problem and can get a disaster into your credit score and because of a bad credit score you won't get loans from regular and traditional lenders such as banks or credit unions - this could be a complicated thing, but don't get disperated - you could get those money from other lenders, so don't worry about it. Most lenders won't even consider getting you some money because you are a risk of getting money on you and you won't give them back. In that case it's very complicated and you may already understand why banks won't give you the money - they have a business there and because of that they could not waste money on you - they will prefer to give the money to someone with a good credit, most trustable, and not to you - a good borrower is always in the first place.

   After a bankruptcy you should wait a couple of years (2 years or 1) in order to get some loans from traditional lenders. In this case you also should know that you need to have a perfect credit score in this years in order to get some money - if you have a perfect credit score in 2 years then from a lending part you could look like you have passed through bankruptcy and because of that you're going to get some money - if you have late payments and you continue having problems, then you may not have passed over bankruptcy and you won't get any money (from traditional lenders). So, you need to have a clean credit in order to be sure you won't have any more problems into the future.

•  unsecured loans: in the case of unsecured loans (you don't have to put any collateral) you are going to need to clean your credit history - it's basicaly more complicated for someone with poor credit after bankrupty to get a unsecured loan - because the risk is to high
• secured loans: in thise case you could get it faster - you are going to have a collateral with the lending company in order to secure their money. In this case you could get some real estate as a collateral and the lender has the right to take it, sell it and get the money he gave to you, if you're not going to pay the money in time. This could be very problematic if you continue to have financial problems because you could loose your collateral to, so you have to think very much about it. 
• bad credit lenders: also called sub prime lenders - in this case you could get the money but the interests are bigger. Bad credit lenders are there especially to give money to the people who have bad credit and let's recognize - there are a lot of people having bad credit and this is another business, different from traditional lenders. You could check online lenders for bad credit on their websites but better to check them in order to be sure you're not going to make any mistakes about it.