Sign Up for A Cash Back Rewards Card - Many credit cards like "Discover Card" and "American Express Blue Cash card" offer unlimited cash back rewards up to 5% of what you spend. I like to use my rewards credit card to make purchases and pay bills; it is a lot easier for me to track my expenses this way compared to using cash. Best of all, I am actually earning cash while spending it.

Caution: Please do not use your credit card, if you have problems spending within your budget.

Sign Up for A Grocery Reward Card - Most grocery stores have some sort of program to reward their loyal customers. In this case, you do get paid to be loyal. In my local area, after spending a certain amount of money, I get up to $25 off on my next grocery bill.

Sign Up for A Restaurant Reward Card - If you are one of those people who must eat out at least a few times a week, this program is for you. Find the restaurants that have this program and enjoy your dine out while earning a free meal. Who says there is no "Free Lunch".

Sign Up for A Clothing Reward Card - The fashion industry is a very competitive business. Find a company that will reward you for being loyal to them. I found a local boutique that offers up to $25 off after I make 10 purchases, but it has no dollar amount limit on those 10 purchases.

Send in Those Rebates - I am a rebate queen; I have bought many things with rebates and seldom have any troubles getting my money back. I know the rebate process seems intimidating but it is worth it.

Use Those Coupons - I get a lot of product, restaurant, and entertainment coupons in my mailbox weekly. I only use those coupons that I can really use. You know what they say: You are not saving money when you buy things that you don't use.

Sign Up for A High Yield Interest Checking Account - Don't leave your money sitting in an account not making any interest. Switch your account to a high yield Interest Checking account now, our high inflation rate, expensive groceries and gas prices, every extra penny you can earn helps.

Get A High Yield CD Account - If you have an emergency fund, don't just let it sit in a low interest savings account, switch it over to a high yield CD now.

Recycle - Don't dump those aluminum soda cans. Recycle them and start earning. It won't make you rich, but you will enjoy the extra change in your pockets.

Garage Sale - Are you renting storage space for your sentimental items or items that you thinkyou may use someday? My rule of thumb is if you do not need them for over a year, you probably won't need them at all. Stop paying for the storage fee and have a garage sale instead. You can also sell cookies and drinks for extra profit.

Craigslist - If you have no time to set up a garage sale, you can sell your stuff on Craigslist (The Free Internet Classified Ads). I have been buying and selling a lot of stuff thru them. I love Craigslist because it is similar to Ebay but FREE.