Market Research About Debt and Money
61Market Research
In writing this hub, we're trying to gather a bit of information about what people want to know about debt. I am working with a bunch of financial experts to publish a book about debt. You have a chance to make a difference and shape the way we present this material and even what we will teach people about. Let us know what you think. In return, you will be helping us to provide wonderful content that will be meaningful and useful to many people.
1)How do you prefer to learn about debt and how you can relieve your debt load?
See results without voting2)How Much Total Debt Do You Have?
See results without voting3) Where will you look for help getting out of debt?
See results without votingWhat do you want to learn about money?
See results without votingHow important to you is learning how to get out of debt in the fastest way possible?
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Comments
Amy, All great questions. Way to go. Looking forward to seeing the results.
Hey I forgot to vote!
I was surprised at the percentage who chose "I can do it myself". It's interesting because maybe it means that many know about debt and how to deal with it but because the economy has been so good it didn't seem like an issue. Now that it is people know what to do. However, I doubt that most know what you know. :-)
I read articles in newspapers and on line to learn more. It has been interesting to follow how things are changing in the world of credit. I'm disgusted with the House of Representatives for not passing the credit card reform with a 90-day compliance date. Credit card companies are hurting thousands of people.
See most people don't get it. They think they can just go make more money to get tmeselves out of debt. That is not the answer. Utilize the income you make to help get out of debt.
Hi Amy,
1-I have used them all and they all work for me, however, perhaps aural is the least effective.
4-I do not need to learn more about money, I have been around it and worked with financial concepts for many years. I am grateful that there are tools available now which automate the complexities and make it easier to sleep.
Warmly,
Jim
www.JamesOatesIII.com
I like to utilize all the options for learning about money but especially talking one on one with a professional who actually knows pertinent information.
Learning about all aspects of money rather than just one, is the way to go for me.
Writing a book....great....save some chapters for Small Business...start up and how to use tools to suceed in business.
Good luck Amy...I am so happy you are thinking about this...you're awesome !
LOL,
Lynn
Good questions and some interesting results! Keep up the good work as we stumble forward!
Great Job Amy..
I am with Thomas people just don't get it
Great questions Amy. Question 1 should have an all option, because I would try all the training I could get to get out of debt.
Nice job.
I agree, Brian. This is hard to come up with the answers when you make these questions. I would have reworded many of them if I could do it again. That's what the comments are for. To get a clearer understanding of what people are thinking. Thanks everyone for all this input. Lots of people just came and looked at the site and didn't vote. I hope it wasn't too long.
I want to learn more about earning money through investments and wiser ways to spend, like on not buying dead assets that lose value. My dad taught me on debt that if you can't afford to pay cash, you don't need it. Very simple and of course, I didn't listen totally but I know I can quickly pay down my credit card balances and my car loan. My main learning means is through talk radio on XM or Serius Radio, CDs and internet articles. However, I have purchased Suze Orman's Financial advices series and faithfully listened to all of her CDs. I often listen to Dave Ramsey on talk radio.
Thanks Bill! When do I get my check? jk :~)
Amy,
This is awesome! It's amazing, the % people that find it extremely important it is to get out of debt, yet, for some reason, they just think they can figure it out themselves.
Michelle
I agree, Michelle. I find that odd, too. They're so interested in finding answers, but they're convinced they can do it themselves. Why are they still in debt? I wonder.
Amy,
You are so awesome. I am just blown away by how prolific you are with hubs, blog posts and now a book. How do you do it? Do you ever sleep?
Ha Ha, yes, I sleep. Sweet of you to say, though.
That was a good questionare. Personally it's a challenge, but seek to live within our means so our debt is at 15% of annual income at 0% interest. It was at 0%, but some is necessary to stimulate the business. Appreciate you on Twitter as well as the content of your blog(s), hub, and posts.
PR: wait... I: wait... L: wait... LD: wait... I: wait...wait... Rank: wait... Traffic: wait... Price: wait... I: wait... L: wait... C: wait...
Thanks for that, James. It's nice to see so many twitter and blog friends who showed up to support me with this endeavor. It's a team effort with lots of great colleagues who are working so hard as well.
Very good questions...was surprised myself at some of the results! This is the first time, in over four years, that I have been in debt (not counting my car or home) however, I know that I got out of it once before and will do so again!
Michelle
What I find most interesting is how many people just want to make more money.
Comment for Q 1: Would prefer to read online articles.
Thanks for the feedback. It is really helping us. We've got the first chapter done and we've got lots of ideas for more chapters as well as some live webinars.
This is great and a massive undertaking considering all you have on your plate right now. The results are interesting but not suprising. It is also amazing how few people are willing to explore further to find our their situation for thmselves. Maybe they're just actually embarassed. Keep up the good work and positive attitude. Sorry it took so long to get back to you.
Thanks for stopping by and commenting, Lance. I'm still craving that chocolate you sent me. Hopefully I can order some, soon.
I think people are embarassed. I also think it may be that they don't realize that there's more to know than what they know. Like when we were teenagers and thought we knew it all. Then, when we grew up, we realized that we didn't even know that there was more to know. I had no clue there was more to know than what I already knew financially.
Good work here Amy. Wish I were in a position to be part of the book writing effort. Q#1 comment- I would prefer to learn face to face or via on-line webinar from someone who is actually using and can show their or a product working and the benefits being or to be gained by duplicating the system. Q#4- I would want to learn about all of the aspects listed here and about the best way to utilize Life Insurance as a tool toward building wealth also. Let me know if you need any proof-reading done. Love ya.
Kimi,
I keep wishing you were feeling better. We all thought of you when it was time to decide who would compile it and edit it. You're in our prayers and thoughts always. Hurry and get better so you can help us on our next book.
Q1 - online or in a magazine.
Great idea for a book. I think you need to devote a section on money management from an early age i.e. what is credit, pitfalls of credit etc.
I love reading short articles about how to save money and different investment tips !
would prefer to read; web is fine too.
included in debt the mortgage, which is managable.
Mortgages are manageable, but with a little help, they can disappear pretty quickly. They usually are one of our biggest debts.
Great Job, Amy I am your fan.
dsharrai says:
8 months ago
Comment for question 1: other options for me would be one on one mtg and also reading online webpage