The problem which can be faced by the owner of a car no matter how new it is. Even if there is provision for break down help lines , 24 hours breakdown recovery services and roadside recovery insurance this problem can leave you stranded on the road for hours. It is rare for new cars to have a breakdown. It is an era of tubeless tires & ‘preventive maintenance’. Since the process for each stage in manufacturing a car has improved hundred fold, and through computer checks it is possible to find even the tiniest of faults, there is no chance of a mechanical failure.

Studies done last month in Britain by automobile association ,found out that the breakdown of vehicles due to mechanical failure were less than 1 %. So how does 99% of the breakdowns occur? It is due to the software failures. Don’t be surprised! If the vehicle you are driving is of the new generation, then it is controlled by software, no doubt about that . That is by the collaboration of the hardware i.e. the microprocessor and the software that is embedded in it. There will be this kind of microprocessors in all cars that complies with Euro-2 emission norms. Even the two wheelers that are being rolled out nowadays have microprocessors controls.

Even though most vehicles have microprocessors to control the level of fuel, cars like Mercedes Benz have computer controlled mechanisms for

• Opening doors
• Wiper movements
  
• Lighting headlamps.

New generation car engines work by receiving data through sensors which are processed by central processors. In short if the central processor goes on a “strike” (chances are very less) matters will become worse. Software problems in the processor generally cause the problems. Either the service team has to come with the computer and ‘remove the corrupt car software & install the new one’ or they have to replace the processor with a new one. Since changing the software is not easy, usually the service team replaces the processor with an average response time of just 30 minutes and 86% of vehicles fixed at the roadside

Top Vehicle Breakdown Recovery Insurances

There are several different levels of breakdown cover available,  ranging from basic roadside assistance to comprehensive cover which includes features such as emergency accommodation and car hire.  Other levels of cover can include relay and home start features too.

1. TESCO Breakdown Cover
2. ASDA Breakdown Cover
3.  RAC Breakdown Cover
4. Green Flag Breakdown Cover
5. MORE TH>N Breakdown Cover
6. AA Breakdown Cover
7. Rescue myCar.com

But all these have become old news.

Car Insurance Schemes are classified into

1. Prestige Car Insurance
2. Family Car Insurance
3. Hot Hatch Insurance
4. Lady Drivers Car Insurance
5. Performance Car Insurance
6. Convicted Driver Insurance
7. 4 x 4 Insurance
8. Imported Car Insurance
9. Young Drivers Insurance
10. Sports Car Insurance
11. Classic Car Insurance.
    

Before that read about some car breakdown insurance for uninsured Drivers and Cars: decide which cover level is most suitable for your needs. Choose from:

Platinum insurance

• Fix at roadside
• Recovery to garage
• Recovery of up to 7 passengers
• Fix at home
• Onward travel (train ticket, hire car or accommodation)

Gold insurance

• As Platinum but without onward travel

Silver insurance

• Fix at roadside
• Recovery to garage
• Recovery of up to 7 passengers
• Recovery to any destination

Bronze insurance

• Try and fix problem at the roadside
•  Recovery to nearest garage only

Top companies which provide car insurance are

1. Lloyds TSB Car Insurance
2. Barclays Motor Insurance
3. Direct Line Car Insurance
   

Global car breakdown services introduced in Europe

Suppose that the car has had a break down in a remote area.

Take your cell phones. Call the customer service cell of your vehicle model /company . Give the password of your car. Soon the computer in the service cell will connect to your car through internet & will find where the problem is. Then it will download the software patch required to solve the problem into the car. Everything will be completed in a few minutes. If the “ready” message is received we can take our car and go…

Its not a fiction, this modern vehicle breakdown service which has been implemented by BMW on British roads is also being provided by General motors for their luxury models. Without delay all companies will adapt this technology. Companies in all over the world that compete by manufacturing ultra modern models of cars may also provide this facility soon.