What do you and your honey argue about the most? No, it probably isn't how you squeeze the toothpaste. It probably is how you spend money, how he spends money, how you should be saving money, how you both should be making more money or other money issues.

Yes, they say money makes the world go round. But statistics also say that money is a major issue in most marriages.

Why is money so crucial and why are we all fighting so much about it?

Well, it is easy to answer the question as to why it is so crucial. We need it to survive. How else can we buy the food and the shelter we need? But we all want more than just food and shelter. We want at least some of the finer things in life. We want nice homes, nice cars, nice clothes and we want to be able to afford nice toys for our children. This all takes money.

Why are we fighting so much about it? Partly, because most of us do not have as much of it as we want. We also are fighting about it because we do not agree on spending habits or even on the best plan on how to save our precious money.

Yet, we can't continually fight over money. If we do, our relationship will slowly breakdown and over time there might not be a relationship left.

For this scary reason, we all need to take a breath and clearly think about some ways in which to better handle our money arguments and come to some solutions.

First, lets think about some money issues and some money conversations we need to avoid or change the way we discuss them.

1. Who makes the most money.

When you are in a relationship you know who makes the most money. But you do not have to harp on this fact. You should be equal partners. There should be no mine, only ours. If you make the most, do not ever throw this is your partner's face. This should not entail you to the final say about your money.

2. Who spends the most money

In most marriages, it is usually the wife that spends the most money. Don't be smiling, if you are a man. Stop and think exactly why this may be the case? Who does the grocery shopping? Who buys the necessary household items? Usually, the answer is again the woman. For this reason, she does need more say so on what to spend on these items and what is more necessary. Of course, if the man wants to do the grocery shopping or all ready does, than by all means give him more say so in this area.

Okay, we are in agreement. If you make the most money, you won't throw this into your partner's face, right? Now if you aren't the main grocery shopper, you also won't have a major fit when that weekly expense is deducted from your check book, right? If you noticed this expense has risen in the past year, a suggestion is for you to take a trip with the head grocery shopper and see just how much it costs.

Are you also arguing over the amount you need to save? The best way to come to an decision here is to try to compromise. If you can afford it, try to at least meet each other half way.

Are you still arguing over spending habits? Why don't you both make a list of your normal spending habits for a week and then look them over, by yourself. Does your partner have a point? If so, say your sorry and try to do better.

One way to avoid arguing over some spending habits is for each of you to deduct an equal amount from your budget each week, month or however is more convenient. This deduction is yours to do as you wish. You don't have to use it to pay bills. You don't have to save it, unless you choose. You can spend it without being accountable to the other person. Of course, the only way in which you can do this is if your budget can really afford it. Some couples are at crunch time and have to watch every nickel and dime close.

Yes, these are just some small issues that you may be facing concerning money and its problems. If your issues are greater than these and you can afford it, you may want to consider couple's counseling.

Is couple counseling actually necessary for money arguments? If these arguments are regular and are beginning to hurt how you feel or look at your partner, than yes it is necessary. If you feel money may be a reason you can't afford the counseling, check with your local mental health clinic and see if there are any programs that may help you.

Allow money to make the world go round. Don't allow it to ruin your relationship.