Payday advances are to be used for emergencies, - like to avoid bouncing checks, or to pay unexpected expenses that always arise. Payday advances will not affect your credit score or rating. After you receive cash, you will have two weeks to upto 30 days for repayment of your loan. Most lenders will allow you to extend the length of your loan. Even though if you want to extend your loan, you can get cheap rates that is agreed upon in original loan agreement. Finding a cheap pay day advance lender is very easy due to online lenders who need for their business. Online lenders are ready to assist you immediately. You must find the cheapest rates possible and then apply for payday advance. Shop for the best payday advance company with the cheapest rates. The cash you need will be in your hands in a short period of time. You will get upto 30 days to repay your loan. In this way, your temporary financial needs can be solved. Online payday advance companies does not require any faxing of documents.