How To Get The Most From Personal Injury Settlements
83Being hurt sucks, and it sucks even more when it's someone else's fault. That is why personal injury settlements are paid. They pay you back for damages, medical bills, and a slew of other things. Not all settlements are the same, and it's very hard to calculate the average personal injury settlement. It's a tug of war between you and their insurance company because you want the most possible amount of money and their insurance want to pay the least.
There are a few things that can help you maximize your personal injury lawsuit settlement. You may be thinking things like limping in court and turning on the water-works in front of the judge, these may help but there are a few more common sense things that will help you maximize your settlement. When you're hurt, the last thing you want to do is deal with attorneys and judges but sometimes these are necessary to get the most that you can.
Let's take a look at a few ways to get the most from personal injury settlements.
Hire A Lawyer
If you intend on getting the most cash from your personal injury settlement you need a lawyer. Lawyer's fees usually range from 30-40% (the max here in California is 40%). Having a good lawyer on your side will dramatically increase your settlement. The more you get paid, the more they get paid.
The secondary benefit of having legal representation is that they do the difficult work for you. If you are down with a bad back or can't walk, it will be very difficult to frequently maneuver yourself back and forth between home and court. They will do most of the leg work for you. Also, lawyers will take care of most of the paperwork and legal mumbo-jumbo that the average layperson does not know how to successfully do.
You might be thinking that these things don't add up paying 40% for a lawyer, but the final outcome is well worth it.
$3M Personal Injury Settlement!!
Take Copious Notes
All throughout the process from accident to settlement keep records of everything. Give these notes to your lawyer so that they can see if anything in there can help your case out. Maybe the doctor said something wacky, or the claims adjuster was a jerk-note these things down and they may help your personal injury settlement amount.
Also make sure that you get a copy of any documentation or paperwork that's passed around during the settlement process. Ask for a copy of everything, especially anything from the other insurance company. There may be things in there that can help your case out.
Don't Be A Jerk
It's very understandable to be upset when you're injured and an insurance company is standing between you and paid medical bills, but being difficult and hostile will only bog things down. If the claims adjuster is a jerk, jot it down in your notes but don't retaliate. When you're cordial (you certainly don't have to be nice) their insurance company is much more likely to give you what you want, rather than fighting with them every move they make. Save the fighting for your lawyer, it's their job.
Being hurt is certainly difficult, but by following these steps you are much more likely to receive fair compensation for the damages.
More Hubs By The Empire
- Cash For A Structured Settlement Without Getting Scammed
With as much money that is being changed hands during an annuity payment buyout, it's easy to think that you are being scammed. Cash for a structured settlement involves finding an investor to buy your... - How To Sell Structured Settlements
Structured settlements come from many sources; lottery, insurance, lawsuits. Figuring out how to sell structured settlements can help you get a lot of cash in a pinch. For some, selling them is as easy as... - How Does A Structured Settlement Company Work?
Do you have annuity payments that you want to cash in on? If so, there is a structured settlement company out there waiting for your money. How do they work and what measures are in place to make sure you... - IRS Debt Settlement - Is It The Best Route To Take?
Are you in debt to The Man? It's a rough situation, but you have some options for IRS debt settlement. It's almost too easy to fall into debt when filing taxes. You might have made a simple mistake on... - The Risks Of Life Insurance Settlements
Purchasing other peoples life insurance settlements is an opportunity to make a fairly safe investment, while helping someone else out. When done ethically, life settlements are a win-win situation for both...
PrintShare it! — Rate it: up down flag this hub
@Candie V - Well put. Thanks for the great comment!
Like the advice of "dont be a jerk", after all, the individual may be the direct or indirect cause of the accident
Personal Injury Settlements in the News
- Searching For the Right Personal Injury LawyerTurks.US14 hours ago
Life is really unpredictable. You can never know when and where accidents will happen. Most of the time you are caught unaware and do not know what to do.
- £3m settlement over injury caseBBC News35 hours ago
A man is to receive £3m in compensation for devastating brain and physical injuries sustained in a car crash in March 2004.











Candie V says:
5 months ago
I handled my own claim up to a point, and the at fault side has paid well, but settlement offer was a joke so I went to a lawyer. But what you said about "don't be a jerk" is 100% correct. No one works well with someone who's a jerk.. either side. Treat them with respect and it will move some mountains, but not all!!
Thank you, excellent hub!