Pre-paid Legal offers consumers all sorts of legal insurance. The customer can sign up for a membership and pays a monthly fee so he or she can access certain legal services that normally have higher fees attached to them. The services included are access to up to date legal forms, phone consultations with lawyers, phone calls being placed and letters being written on your behalf, wills, discounts on extensive legal services, identity theft protection and a lot more.

Eventhough you can avail some services at a lower fee , there are still a few drawbacks to this service:

1. Monthly fee doesn’t cover all legal services. It's because you are not paying a high amount of membership per month so if you find yourself in real legal trouble you will still have to pay lawyers fees. However with the Pre paid Legal service, you can avail of discount on the fees and a recommended lawyer who is an expert in your case.

2. It is designed as “preventative care” only, to take care of the daily “what ifs”. So meaning it is not designed to get you out of extensive preexisting legal troubles because If solving all legal troubles were as easy as paying for a month of insurance, everybody would have signed up for it.

Pre paid Legal also offers opportunity seekers a solid business with fair compensation and the chance to help people with services they may have previously been unable to afford. This is a network marketing opportunity that requires you to recruit new members and distributors into the company under you. Although it may look like a get rich quick type of plan but this is a business that will grow steadily over time if you put in the effort and have a lot of patience.

Opportunities such as Pre-paid Legal are easy and simple to promote online and offline. Just about everyone at some time has had or will have some legal issues. And almost everyone can realize some benefit from these services. For $99 a month, a person can have a business that, with some work and patience, will last for years and provide a valuable service putting regular cash in their bank account.