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Prepaid Legal Services Scam

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By FrankRod


Are Prepaid Legal Services A Scam?

The attorney profession consists of thousands of licensed professionals that help people in their legal time of need. A lawyer is needed for so many things people encounter in their lives for a variety of reasons. In the event the need arises for attorney services, a person traditionally thumbs through the telephone book or shops online to see which law firm or attorney is best suited for them based on their advertisement.

The next big question is consultation fees and other related costs, which turns out to be the determining factor of which attorney's services are secured. Over the years we've seen and heard more and more about the benefits of prepaid legal services. Many people feel that prepaid legal services scam complaints are real. Whether this is valid or invalid, here is how legal services work and what tips on what to expect.


How Do Prepaid Legal Services Work?

As people who were in need of legal assistance became more aware of these services and attempted to use them, in some cases, the need was not fulfilled. This prompted complaints that prepaid legal services scam artists take your money and don't provide the services promised.

To start, there are legitimate prepaid legal services. When you look online you will see a variety of companies pop up. Some may be legit and some may not be. It is highly recommended that you review all of the information on the website to see what all of the benefits are of joining such a service. Many services will have detailed information, a question and answer section, and the best will have a telephone number for you to call and talk to a live individual to ask additional questions.

The way prepaid legal services work is they have an association of attorneys in their network who have agreed to provide legal services to members at a discount. If you think about an insurance plan or a prescription drug plan, eye care or dental discount plan, prepaid legal services works along those lines. You pay a monthly premium to get a lower price on services when you need them. That does not mean you will not have to pay a deductible or have an out of pocket expense. The prepaid legal services company sales memberships, which become their subscribing customers will use the services of the attorneys and save money on legal fees.

This has been one of the elements very much misunderstood by people joining legal service plans or networks. When you join a prepaid legal service you will talk to a customer service or sales rep that signs you up, provides information and sends you a starter informational kit. This could be in some companies another problem. The customer service person that is assisting you may not be thorough with providing the necessary information needed to provide a clear picture on how the program actually works. In turn, this could be misleading and is what makes individuals claim prepaid legal services scams are real.

How to Avoid a Prepaid Legal Scam or Misunderstanding

Many people attempt to sign up for a prepaid legal service membership when they have an urgent need for legal advice, have an upcoming court case, or something to that affect. Time is of the essence for them. They may be trusting because they are in a desperate need for advice and an attorney to represent them. In this case, they may not take the time to uncover or hear all of the facts. That is another reason why in some cases it does not work out like they expected it would and are now convinced prepaid legal services scams exist.

If you search around and do your homework on prepaid legal services, there are benefits to joining a program with a legitimate company. What many people don't know is that they have attorney's that can help you through a variety of life situations. You don't have to wait until your back is against the wall to seek these services.

There are actually tools to determine if you will need an attorney for life situations. Here are some of the services they provide to assist individuals and families that may need an attorney or legal advice at some point in their life. The attorney's can provide assistance with understanding tax laws and possible audits. They can assist you with wills and inheritances. They can help you understand contracts, you know, the fine print, undisclosed fees that are hidden way beneath the surface. This is vital, often times, people have so many pages to a contract, they quickly look at it and sign on the dotted line not capturing the important details of the contract. A prepaid legal services attorney is good for things like that.

Another scenario would be, the attorney in your area calls and discusses your needs, which is included as a free consultation. Then if they need to go to court or perform any other legal services, they will quote you the discounted fee.

Typically attorneys charge large sums of money, so the discount may not seem like a discount at all. This angers subscribers who have been paying over a period of time and brings them to the conclusion that the prepaid legal scam does in fact exist.

A prepaid legal services attorney can give you advice on how to proceed with a lawsuit, with child custody cases, divorce and divorce settlements, and even child support. There are actually many benefits to having one of these attorneys.

What to Look For?

There are some prepaid legal services scams out there, but there are also legitimate prepaid legal service companies . The good ones are very beneficial and can help you get assistance in a time of need. What you want to be sure of is that you ask all of the right questions before joining.

This is extremely important because if you happen to need an attorney to help you with a messy divorce and child custody case, and you call your prepaid legal service provider to be matched with an attorney. If you have not done your homework on the front end, you could possibly learn at this time there is not one in your area with this area of expertise. It could possibly be that you get a call from the closest attorney to you that may be in a neighboring state. Then they may tell you they can't take the case, because you are out of their area. Uh, oh, this has happened to subscribers and that is when they want to cancel the membership and pass the word to watch out for the latest prepaid legal services scam.

The above may be represented as a prepaid legal scam by some, but it's really a lack of service. Like anything else in this world their companies that are reputable and those that are not. Prepaid legal services are no exception to this rule. Doing some homework and finding a well regarded prepaid legal provider can not only help you avoid any potential for prepaid legal scams, but afford you the luxury of helpful legal services.

A few things you will want to ask before you sign the dotted line and provide your credit or debit card to purchase the membership is detail about the attorneys in the network. Ask for a listing of all of the attorney's listed in your geographical area and their area of specialty. Find out is there a money back guaranty and how can you cancel the service if you are not satisfied. Ask for referrals. If you can get recomendations from people who have actually utilized the services it can go along way in telling you about what can be expected. Understanding the concept of prepaid legal services can work to your benefit, but you need to understand what you are getting.

Prepaid Legal Service Scam or Not

Prepaid Legal Services Scam in the News

  • Spring Creek Corp. Announces September 30, 2009 Quarterly Financial ResultsMarketwire18 hours ago

    NEW YORK, NY--(Marketwire - November 30, 2009) - Spring Creek Corp. ( OTCBB : SCRK ) or the ("Company") today announces financial results for its fiscal quarter ended September 30, 2009. HIGHLIGHTS: At September 30, 2009: Total Assets: $1.8 million Investment Portfolio: $936,000 Net Assets: $1.7 million Net Asset Value per share: $.05 Portfolio Activity for the Quarter Ended September 30, 2009:

  • Kalimantan's Third Quarter ReportMarketwire24 hours ago

    FOR: KALIMANTAN GOLD CORPORATION LIMITED TSX VENTURE, AIM SYMBOL: KLG November 30, 2009 Kalimantan's Third Quarter Report VANCOUVER, BRITISH COLUMBIA--(Marketwire - Nov. 30, 2009) - Kalimantan Gold Corporation Limited (TSX VENTURE:KLG)(AIM:KLG) - Attached are the Consolidated Balance Sheets, Consolidated Statements of Operations and Deficit, and Consolidated Statements of Cash Flows (unaudited ...

  • Reporting deer harvests goes high-techThe Evening Sun2 days ago

    Officials hopeful online system will be more accurate, less costly. Aim and fire. Point and click. The Pennsylvania Game Commission this year has given hunters a new, electronic option for reporting big-game harvests - an important component of effective wildlife management.

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