Prepaid Legal Services Scam
84Are Prepaid Legal Services A Scam?
The attorney profession consists of thousands of licensed professionals that help people in their legal time of need. A lawyer is needed for so many things people encounter in their lives for a variety of reasons. In the event the need arises for attorney services, a person traditionally thumbs through the telephone book or shops online to see which law firm or attorney is best suited for them based on their advertisement.
The next big question is consultation fees and other related costs, which turns out to be the determining factor of which attorney's services are secured. Over the years we've seen and heard more and more about the benefits of prepaid legal services. Many people feel that prepaid legal services scam complaints are real. Whether this is valid or invalid, here is how legal services work and what tips on what to expect.
How Do Prepaid Legal Services Work?
As people who were in need of legal assistance became more aware of
these services and attempted to use them, in some cases, the need was
not fulfilled. This prompted complaints that prepaid legal services
scam artists take your money and don't provide the services promised.
To start, there are legitimate prepaid legal services. When you look
online you will see a variety of companies pop up. Some may be legit
and some may not be. It is highly recommended that you review all of
the information on the website to see what all of the benefits are of
joining such a service. Many services will have detailed information, a
question and answer section, and the best will have a telephone number
for you to call and talk to a live individual to ask additional
questions.
The way prepaid legal services work is they have an association of
attorneys in their network who have agreed to provide legal services to
members at a discount. If you think about an insurance plan or a
prescription drug plan, eye care or dental discount plan, prepaid legal
services works along those lines. You pay a monthly premium to get a
lower price on services when you need them. That does not mean you will
not have to pay a deductible or have an out of pocket expense. The
prepaid legal services company sales memberships, which become their
subscribing customers will use the services of the attorneys and
save money on legal fees.
This has been one of the elements very much misunderstood by people
joining legal service plans or networks. When you join a prepaid legal
service you will talk to a customer service or sales rep that signs you
up, provides information and sends you a starter informational kit.
This could be in some companies another problem. The customer service
person that is assisting you may not be thorough with providing the
necessary information needed to provide a clear picture on how the
program actually works. In turn, this could be misleading and is what
makes individuals claim prepaid legal services scams are real.
How to Avoid a Prepaid Legal Scam or Misunderstanding
Many people attempt to sign up for a prepaid legal service membership
when they have an urgent need for legal advice, have an upcoming court
case, or something to that affect. Time is of the essence for them.
They may be trusting because they are in a desperate need for advice
and an attorney to represent them. In this case, they may not take the
time to uncover or hear all of the facts. That is another reason why in
some cases it does not work out like they expected it would and are now
convinced prepaid legal services scams exist.
If you search around and do your homework on prepaid legal services,
there are benefits to joining a program with a legitimate company. What
many people don't know is that they have attorney's that can help you
through a variety of life situations. You don't have to wait until your
back is against the wall to seek these services.
There are actually tools to determine if you will need an attorney for
life situations. Here are some of the services they provide to assist
individuals and families that may need an attorney or legal advice at
some point in their life. The attorney's can provide assistance with
understanding tax laws and possible audits. They can assist you with
wills and inheritances. They can help you understand contracts, you
know, the fine print, undisclosed fees that are hidden way beneath the
surface. This is vital, often times, people have so many pages to a
contract, they quickly look at it and sign on the dotted line not
capturing the important details of the contract. A prepaid legal
services attorney is good for things like that.
Another scenario would be, the attorney in your area calls and
discusses your needs, which is included as a free consultation. Then if they need
to go to court or perform any other legal services, they will quote you
the discounted fee.
Typically attorneys charge large sums of money, so the discount may not
seem like a discount at all. This angers subscribers who have been
paying over a period of time and brings them to the conclusion that
the prepaid legal scam does in fact exist.
A prepaid legal services attorney can give you advice on how to proceed
with a lawsuit, with child custody cases, divorce and divorce
settlements, and even child support. There are actually many benefits to
having one of these attorneys.
What to Look For?
There are some prepaid legal services scams out there, but there are also legitimate prepaid legal service companies .
The good ones are very beneficial and can help you get assistance in a
time of need. What you want to be sure of is that you ask all of the
right questions before joining.
This is extremely important because if you happen to need an attorney
to help you with a messy divorce and child custody case, and you call
your prepaid legal service provider to be matched with an attorney. If
you have not done your homework on the front end, you could possibly
learn at this time there is not one in your area with this area of
expertise. It could possibly be that you get a call from the closest
attorney to you that may be in a neighboring state. Then they may tell
you they can't take the case, because you are out of their area. Uh,
oh, this has happened to subscribers and that is when they want to
cancel the membership and pass the word to watch out for the latest prepaid legal services scam.
The above may be represented as a prepaid legal scam by some, but it's really a lack of service. Like anything else in this world their companies that are reputable and those that are not. Prepaid legal services are no exception to this rule. Doing some homework and finding a well regarded prepaid legal provider can not only help you avoid any potential for prepaid legal scams, but afford you the luxury of helpful legal services.
A few things you will want to ask before you sign the dotted line and provide your credit or debit card to purchase the membership is detail about the attorneys in the network. Ask for a listing of all of the attorney's listed in your geographical area and their area of specialty. Find out is there a money back guaranty and how can you cancel the service if you are not satisfied. Ask for referrals. If you can get recomendations from people who have actually utilized the services it can go along way in telling you about what can be expected. Understanding the concept of prepaid legal services can work to your benefit, but you need to understand what you are getting.
Prepaid Legal Service Scam or Not
Additional Legal Resources
- Free Legal Forms Online
If your are involved in business dealings, the chances are that you will need legal forms. Legal forms are documents that allow you to fill in a few blanks to make an agreement in writing. While you could...
Prepaid Legal Services Scam in the News
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Officials hopeful online system will be more accurate, less costly. Aim and fire. Point and click. The Pennsylvania Game Commission this year has given hunters a new, electronic option for reporting big-game harvests - an important component of effective wildlife management.
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