AccountNow - Second Chance Checking Accounts
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Prepaid Debit Card Customer Review
"This one gets my Seal of Approval"
You can waste your time shopping around for a Prepaid Debit Card / Prepaid Credit Card, filtering through tons of misleading marketing messages, hear-say and hype. Or you can get the inside-scoop from an actual customer who can give you a first-hand recommendation. A real person who has been a customer of several and has remained a customer of only 1.
Over the years I have been a customer of several prepaid debit cards such as greendot, first vineyard, and a few others...
But by far... the best one that I've discovered is the AccountNow Vantage Prepaid MasterCard. This is not only a prepaid debit card, but it is a bank issued prepaid debit card with a real account number and routing number connected with it --making it the Perfect Second-Chance-Checking-Accounts Solution! - without all the hassles. There's NO Credit / ChexSystems Check, NO employment verification, NO lengthy applications ...none of that. And it's 100% Approval. The verification process is quick, easy and hassle-free. You can receive your new account number instantly like I did.
AccountNow provides online second chance banking with a Debit MasterCard included. You can also get Free Direct Deposit which is a very important feature, especially if you have a job and would like to have your paycheck electronically deposited into your account (or social security check direct deposit). You can learn more about the benefit of direct deposit versus paper checks upon setting up your account.
Direct deposit is the safest and most secure method of payment these days to protect you from theft or identity theft. Having Direct Deposit gives me peace-of-mind because I know that I can rely on my money being 'in my account' On time - Every Time!.. regardless whether I'm at work, out sick, on vacation, or on the other side of the World!
In addition.. a Very crucial feature that's included with your account is that your money is FDIC-Insured to $100,000 giving you Added 'dollar-for-dollar' Protection if your money is ever lost or stolen. The vast majority of other prepaid debit cards / prepaid credit cards that I've come across lack this very important 'protective' feature (And Beware: if you don't see it on their website and materials then they're lying!... Believe me, If they really offered it, this is something they definitely Would Not hide).
These are just a few advantages of AccountNow Second Chance Checking Accounts. There's more goodies in store... take a closer look for yourself to learn about all the benefits. Other prepaid debit cards ( also referred to by many as stored value cards or prepaid credit cards ) have not even scratched the surface of all the advantages of 2nd Chance Checking Accounts through this firm. I've been a satisfied AccountNow customer for over a year now and remain a very satisfied referring customer to this day :-)
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Note: Don't be confused. Prepaid Debit Cards are often referred to as Prepaid Credit Cards but they are Not the same. Prepaid Credit Cards are actually 'secured' credit cards in which you pay a deposit to be extended a small amount of credit that will be subject to interest charges, finance charges and every type of fee that credit card companies can think of -- which usually ends up outweighing the small piece of credit that they extended you in the first place. But by using a Prepaid Debit Card instead you can avoid Over-The-Top fees associated with credit cards because you are using your own money. Debit cards will force you to manage your money better - enabling you to greatly reduce your risk of debt.
In closing, the main reason why many people refer to a Prepaid 'Debit' Card as a Prepaid 'Credit' Card is simply because of the Visa or MasterCard logo seen on most cards. Remember: A Prepaid Debit Card does not involve credit. You simply have access only to the funds that you deposit "Prepay" into your account -- "Just Like A Checking Account!"
AccountNow can be used for:
- Fr*ee Direct Deposit
- Online/Phone Purchases
- Online Bill Pay
- Connect with PayPal account
- Paid-to-complete-offers-sites
- Good secure secondary account
- Full-fledged Second Chance Checking Account
- And much more!...
P.S. Heads Up... there's No up-front deposit required when you Apply Now... This is the same promotion that I took advantage of when I applied and they've brought it back for a limited time. It will enable you to get your card in hand without a penny out of pocket so you can see it, feel it and then ultimately experience it whenever you're ready.
*Income Opportunity* - When you sign-up as an AccountNow customer you will also have the opportunity to earn unlimited extra income (deposited straight to your card account) by referring family, friends, associates, or anyone else who could benefit from this helpful financial resource. Best wishes to you & yours.
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Comments
Thank you. I hope it reaches a lot of people who could use this helpful service...especially those caught-up in the web of ChexSystems.
Very useful and interesting hub!
It will keep people off from Credit and put them in Debit state of life instead, so increases the financial discipline of those actually using the service. Truly a healthy way of life…
how do i get to the balance
which reminds me... I need to check my balance too:) I'll walk you though while I do it myself. OK let's go to 'customer login' at the top right of site, enter your info. to access your account. Then when you get in it says "WELCOME manage your card account"... from there all you do is click the link 'Check Balances and Transactions' directly under it (enter you card number & pin on the secure form) and Voila! there's your balance:)
I am an account now customer. I have both the visa and mastercard. I could have a traditional bank, but really prefer the convenience of these accounts. I very highly recommend ACCOUNT NOW to everyone. Hurrah to the "new wave" of banking!
goodcardtohave.




Second Chance Banking says:
5 months ago
Nice article about second chance banking.