Why do I need prestige car insurance?

Owning a prestigious car, you need peace of mind that your car insurance policy holds your vehicle in the same high regard as you do. This is what is called prestige car insurnace. Driving a prestige car is all about driving luxury. Usually the brand prestige car is associated with cars like Audi, Bentley, Aston martin, Ferrari, Jaguar, Lexus and Mercedes. When you are driving such a class car, you should have a peace of mind and just enjoy the luxury these cars provide. You should not be thinking about the insurance and related things. That is the reason prestige car insurance is a must when it comes to driving such high quality luxury cars.

What types of cars come under prestige car category?
Usually, all net high worth cars come under this category. They have a price range of $80,000 or £50,000 or equivalent. A few car makers which make cars in this category are:

• Aston Martin
• Bentley
• BMW
• Ferrari
• Jaguar
• Maserati
• Mercedes
• Porsche
• Lamborghini
• Lexus
• Lotus

There are other makes also in this category apart from above ones.

Who is eligible to get prestige car insurance cover?
Prestige car insurance can be applied by anyone who is above 25 years of age and has a history of at least one year driving experience of similar car within last three years.

What are the features of a typical prestige car insurance policy?
The prestige car insurance policy is a special policy. It has various benefits which are absent in a normal policy. The various features are listed below. You can choose all or some of them depending upon your need:

• It includes full comprehensive cover for yourselves and all named drivers
• There is no penalty or loss of no claims even if the recovery is not done against 3rd party.
• You can choose the suitable repairer for the car in event of damage claim
• In case of theft or damage, you will get a comparable car until you get your car back
• There is no deduction for normal wear and tear
• The agreed insurance value would be paid in full amount in case your car is damaged beyond repair or stolen but not recovered
• There is unlimited coverage for audio and stereo
• The legal expense cover is also higher than usual
• Usually the claims service is also much better than usual insurance companies.

Where can I get a prestige car insurance policy?

Prestige car insurance is based on creating a bespoke policy for you and your vehicle. Usually, it is unique for each customer and it is tailor made as per your car specifications and your needs. The policy takes into account the value of car, the craftsmanship involved in the car, your claims history, your driving history, your handling and upkeep of the car till date along with other factors.

The best place to find car insurance for your luxury car is the internet. You can get quotes from different companies and you can compare them to find a good deal without stepping out of your home or office. You can also read reviews of different companies which will help you decide the best one. Since money is not the only criteria to find a good insurance for your car, make sure you get the best company to get your prestige car insurance.