The quickest way to finding an affordable public liability insurance policy is to compare quotes from various insurance providers. You will need to provide some basic details about your business in order to obtain a quote from an insurance company: the type of your business, number of employees in the company, and information about your business activities.

The following information is required if you want to obtain a public liability insurance quote:

1. Clearly describe the type of business you conduct

2. Indicate your incorporation type (i.e. s-corporation, sole proprietorship, limited liability company, limited partnership, etc.)

3. Estimate your annual revenues, such as the gross amount of your receivables in respect to your sales and services to your clients

4. You'll also have to provide details about any prior claims you may have received. Furthermore, you'll have to inform your potential insurance provider of any situations that may result in a claim being filed in the future.

5. If your business is zoned a commercial or industrial zone, you'll have to inform your potential insurer.

6. Stating all subsidiary companies associated with your main business

7. You'll be asked to select whether you want a public or product liability quote. Public liability is liability for damage to third party members or their property, which occurred on your premises. Products liabilityis liability for damage to third party members, which occurred due to products supplied by your business.

8. In order to calculate your quote, you will need to indicate the number of your employees working for your company. This include directors, partners, technical employees, clerical employees, and clerical partners.

9. Incidents related to occupational hazards (lung disease, cancer, asbestos related diseases, dermatitis, deafness, etc.) must be indicated.

10. Finally, you'll be asked to specify when you want your liability coverage to begin. Your quote is only good for 30 days, so make sure to start this process when you are truly ready to get purchase your liability insurance policy.

If you applied for your insurance quote online, you'll receive your quote confirmation via email. The following day, you will receive a follow-up call from a representative of the company to get a better understanding of your insurance needs. This quote is not binding and you don't have to select any of those insurance providers. Once you sit down and have a detailed discussion with an insurance representative to assess your needs, you'll be able to move forward.