Young drivers in the UK get a raw deal in the UK when it comes to car insurance, and tend to get the same across the world.

If you're a young driver you need to know how and where you can find really cheap car insurance, and you may be thinking to yourself right now that this is impossible. The truth is that it is entirely possible and you can find the really cheap car insurance you are looking for. You just need to put in some effort shopping around and doing some comparing of prices.

As a young person you know that you don't need the most comprehensive insurance. You just need something to cover your rather inexpensive car. For this reason, the first thing you should look at is Third Party Only insurance (TPO) which is the cheapest kind of insurance, and really just covers any third parties in an accident.

However, if your car is parked in unsafe places most of the time, you might consider upgrading to Third Party Fire & Theft (TPFT) which is the same as TPO except it covers your car for theft.

Because you may not be planning to spend much time on the road you have some advantages when approaching insurance companies. This is because you will be using much less mileage as opposed to other people. The average mileage in a year is 8,000 to 10,000 miles, but if you drive less then you should pay less for insurance, because premiums are calculated according to this average.

There is a lot of competition in the market these days which gives you, someone under 25, more option than ever before. The Internet is largely responsible for this and has allowed for smaller companies to reach a large market whereas they couldn't before. Smaller companies can compete fairly realistically against the bigger companies now, and have more or less the same kind of reach, as the Internet can “level the playing field” in many ways.

There are insurance companies on the Internet which provide discounts for not claiming after a year, such as a 40 percent discount on your original premiums, plus a no-claims bonus – all in addition to a price that is considerably lower than many of the mainstream insurance companies to start with.

These are special plans that many of these smaller insurance companies have come up with to cater for the young drivers market in particular, because of the conundrum that young persons find themselves in.

Car insurance is something you cannot avoid. You have to have it by law, and if you cause an accident it can bring financial disaster upon you or even your family for many years to come, depending on the seriousness of the accident. It's hardly worth taking such a risk, but it seems as if we have to because insurance is so expensive. But if you do some shopping online for really cheap car insurance you will find that you have many options available to you.