When I first read Kiyosaki's books I thought about all the time I spent thinking the way I use to do. He teaches us how to invest our money, but not only so. There's something that you will reach only when you dwell upon his lines.

I encourage you to read this one, if you haven't done it yet. "Rich Dad's Who Took My Money?: Why Slow Investors Lose and Fast Money Wins!". I could extract a little portion of this book and I present it to you as a short sampler. It goes like this:

(Chapter One)

Ask a Salesperson

"One of the first things you need to learn if you want to be a better investor is the difference between a sales pitch and sound investment advice." -RICH DAD

"I have $10,000. What should I invest it in?" As mentioned in the introduction, for a number of years I really did not know how to answer this simple question. My early replies to this question were awkward, wordy, and rambling. The reason for my inability to answer such a simple question is simply because the appropriate answer is not that simple. We are all different. We come from different life paths, dreaming different dreams; emotionally we are wired differently, we have different financial backgrounds and different tolerances to financial risk. In other words, what I would do with $10,000 may not be what you should do with $10,000. In fact, what I did with $10,000 ten years ago is not what I would do with $10,000 today. As Einstein said, "It's all relative."

Finally, after being asked the same question enough times, I came up with an answer I believe is appropriate. Today, when asked the question, I reply, "If you do not know what to do with your money, put it in a bank, and do not tell anyone that you have money to invest." The reason I say this is because if you do not know what to do with your money, there are literally millions of people who do. When it comes to money, everyone has an opinion and advice on what to do with your money.

The Problem with Advice

The problem is that all advice is not good advice. Between March 2000 and March of 2003, millions of people lost $7 to $9 trillion in one of the biggest stock market crashes in history, many because they listened to the advice from so-called financial experts. The irony is, most of these financial experts are still handing out advice today and people are still listening to them. During one of the worst stock market crashes in the history of the world, financial experts were advising people to keep their money in the market. Rather than sell, the experts told them to keep buying ... and many people did keep buying, all the way down to the bottom.

There is an old saying that goes, "When taxi drivers are handing out stock tips, it's time to sell." Maybe that statement should be expanded to include financial advisors.

Voices of Sanity

During the insanity of the boom between 1995 and early 2000, two voices of sanity were Federal Reserve chairman Alan Greenspan and Warren Buffett, reportedly the world's greatest investor. Mr. Greenspan warned of irrational exuberance and Mr. Buffett simply stayed out of the stock market. During the boom and the bust, Warren Buffett's name was often used in reference to smart investing. Financial advisors used his name as the authority figure as to why a person should get into the market. Financial advisors were saying, "Warren Buffett this and Warren Buffett that." When Warren Buffett's name was mentioned, people seemed to put more money into the market. What the advisors failed to tell their faithful investors was that Warren Buffett was not in the stock market.

In an interview in the November 11, 2002, edition of Fortune magazine, entitled "The Oracle of Everything," Mr. Buffett says, "I bought my first stock 60 years ago. Of those 60 years, 50 have been attractive to buy common stocks. In probably 10 years, I've not been able to find anything." One of the reasons he stopped buying stocks is simple. For those ten years, the period between 1992 and 2002, stocks were too expensive. I find it interesting that the world's greatest investor could not find anything to invest in, yet millions of first-time investors and their advisors did.

Criticizing the World's Greatest Investor

The article continues, noting that it was not too long ago, specifically at the height of the boom in early 2000, when many respected financial experts and publications began criticizing Mr. Buffett for not being in the market. One such expert, Harry Newton, publisher of Technology Investor Magazine, wrote, "Warren Buffett should say 'I'm sorry.' How did he miss the silicon, wireless, DSL, cable, and biotech revolutions?" A month later, the technology market collapsed, taking billions of dollars of investor money with it. Who should be saying "I'm sorry" today?

My Record

As a person who is often lumped into the group of so-called financial experts, it is important that you be aware of my record. In 2002, I received a phone call from a stockbroker in Baltimore, Maryland. He said, "I just finished reading your third book, Rich Dad's Guide to Investing. I congratulate you for predicting the crash of 2000. I wish I had told my clients to read that book before the market went down." Now, I do not believe I predicted the crash, I simply warned of it. But if you want to read the book, you can decide on the accuracy of my forecast.

The best testament to my record is not found in my record but in the records found in Rich Dad's Success Stories, the records of my readers. This is a book filled with personal stories of everyday people who did well financially, many between 2000 and 2003, the same period millions were losing trillions. So rather than touting my own financial success, which was pretty good during the market crash, my most important results are measured in the success of my readers. If you would like to check my record, please read Rich Dad's Success Stories.

Answer the Question

Good advice is crucial for financial success. There were many times I wish I did have the time to better answer the question "What should I do with $10,000" rather than just say, "Put it in a bank." After years of not answering the question "I have $10,000. What should I invest it in?" I have decided to answer the question in this book, Who Took My Money? The reason I decided to write this book in answer to the question is simply because the question is a very important one.