Last summer I had the priviledge of attending the Millionaire Mind Intensive with Harv Eker. It was 4 days of real discovery.

Discovering what it was in me that was holding me back from becoming the person I want to be. But that's not what this hub is about. It is about managing your money in such a way as to have more while still paying your bills.

Here are the basics.

1. Open a separate bank account designated as your Financial Freedom Account (FFA). Put 10% of every dolloar you receive into this account. This money will only be used for investments and buying or creating passive income for you. You will never spend this money. You also create a Financial Freedom jar which will be deposited in your FFA as it gets filled up.
   
2. Create a Long Term Investment jar in which you will also put 10% of your money in. This will be for spending on big ticket items that you want in the future.
3. Create a Play jar and 5% also goes in here. Why? Because all work and no play makes you a dull boy/girl.
4. Create an Education jar and put 5% in here also. Learning should never stop no matter if it just learning how to knit or market online.
5. Create a Necessities jar in which 50% of your earnings will go into. This jar pays the bills and buys stuff you need to live on day to day.
   
6. Create a Tax jar to save 15% for taxes if you are self-employed.
7. Create a Give jar so that you can share your wealth with others. Place 5% in here.

Even if all you have to put into these jars is 1 penny, you have to start somewhere. Many people have gotten out of debt just by following this simple money management system.  You can too.

But what is even more extraordinary is that Harve Eker is a great proponent of network marketing as a viable business that people don't have to invest a whole lot of money in before they can start seeing results.

There are business opportunities that make it easy and can start as low as $39 per year to set yourself up. However, it's always best if you have a superguide that can take you by the hand and lead you on to success.