If you have a bad credit and you want to get a student loan then you have to know that this things are possible for real. The catch is that if you have a poor credit or a bad credit then you're going to have to pay more interest at the end and because of that overall you're going to give more money, but you can get the loan - that's the point. Basicaly, student with good credit are going to take loans easier, with lower interest, which is a good thing for you to keep in mind. There are also loans you could take and do not care about your credit score - if you have no credit score or poor credit score, because basicaly if you're just going to college it means that you don't have yet a credit and you have to get some money in order to finance you through college.

   There are some basic types of loans you could get from the government (federal loans) and they don't keep in touch with your credit score, if you do qualify for them, then you're going to get them and it's easier to go through college or go to the elite college you have got into. This type of of government loans, or even grants (pell grants), loans (stafford loans) are given to you based on your financial income and becuase of that not all the students could afford one of this. The basic thing that's going to "help" you is the situation of your parents income and your income in order to see how much money you're going to get and if you're going to get some money from federal loans - the money could be not so big, up to $4000 per year, but if they are some money you could get, why not?

   Here are a couple of loans on which students could apply in order to pass through school:

• perkins loans 
• stafford loans - they are subsidized and unsubsidized (in one case you have to pay the interest while you are in school, the the another case you don't have to pay the interest while you are in school - which is a best thing if you just get a job after you finish college)
• pell grants - as the names implies they are just grants, that are there in order to go to college and you don't have to repay them. 
• plus loans - in the case of your parents have some money, it could be easier for them to play and help you take a loan (the loan is on your name) and give you the money to go through college. In this case the parents or somone from your family should have a really good credit in order to get this type of loan to fund your education.