In my continuing series on The Money Merge Account Top Twenty Questions, question number 5 is possibly the one question that comes up more than any other question. Question number 5 is:

If I am not increasing my monthly payments on my mortgage, how can this program be possible?

Like anything in written or spoken communication, the words are what we have to work with. Let's look at the question as people ask it..."If I am not increasing my monthly payments on my mortgage..." Most of us know that we can pay off any of our debts faster, if we want to do that, by adding additional funds to our monthly payments. A small percentage of Americans actually do that, and I acknowledge them.

What many of us never consider, is the fact that we can still pay off our debts faster, even if we don't increase our monthly payments. We can save lots of money in interest on our debts by using a different process.

The software that is at the heart of the Money Merge Account system accounts for all of the financial resources of the user.  As we keep the software updated on a regular basis, it handles all of the calculations necessary to make recommendations to us on how to best use those resources.  It is specifically designed to keep us on track towards being at zero debt in the fastest time possible.  By getting us to zero debt as rapidly as possible, given our specific financial situation, it also saves us the most money in interest that we are paying on those debts. 

You know how sometimes we will make decisions to pay a little more toward this debt, or that debt, or move this balance from one credit card to another one with a lower interest rate?  When we do that, we are attempting to do what the Money Merge Account system was designed to do.  The problem is that, while we are doing the best that we can, it can only be a guess. 

The Money Merge Account system does not guess.  For example, if we have a mortgage, two auto loans, a checking account, a savings account, a line of credit, three credit cards, and a school loan, there are at least 3,628,800 possibilities on how to handle those accounts...there is only one way that saves the most money, makes the most money, and gets us to zero debt in the fastest time possible.  And, it's a moving target...as we make a payment on one debt, the calculations then need to change!   

So, is it about increasing our monthly payments?  No, it is about making additional payments, on the specific best day of the month, in the specific amount, that meets the one best possible result at that particular time. 

Since we are keeping the software updated with our information from time to time, it will never make a recommendation to us that will hurt us financially.  It is a math calculation at a very high level and there is nothing else on the market today that will do what the Money Merge Account system will do. 

I would support anyone with debt to at least take a look.  Buy it or don't buy it...use it or don't use it, at least give yourself the benefit of the education to see what it will do for you.